Kisan Credit Card: The government is giving a loan of Rs 10 lakh to farmers at 2 percent interest...
Many types of schemes are being run by the Central Government for the development of farmers. One of these is PM Kisan Yojana (PM Kisan Yojana) in which the government gives Rs 6,000 annually to the beneficiaries. This money is available in installments where Rs 2,000 comes into the account in each installment. The beneficiaries of this scheme also get the benefits of the Kisan Credit Scheme. Know what is this scheme and how can you apply it.
What is the Kisan Credit Scheme?
If any farmer wants to start a business related to fish farming, animal husbandry, or farming, then he can take a loan under the Kisan Credit Card. This is a kind of short-term loan in which farmers are given loan facilities at cheap interest rates. This loan is given at interest rates ranging from 2% to 4%.
Farmers are given a lot of time to repay this loan. It offers many benefits like low interest rates, insurance coverage, and flexible repayment options. Apart from this, beneficiaries also get the facility of smart cards, savings accounts, and debit cards.
How to apply for a Kisan Credit Card? (How to apply for a Kisan Credit Card?)
First of all you have to go to your nearest bank branch and apply.
Go there and ask for the application form for Kisan Credit Card.
Along with the form, you will have to attach documents like address proof, income certificate, and proof.
After filling out the form, submit it to the bank.
Your form will be verified and finally, you will get a Kisan Credit Card.
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