KCC- Do you want to apply for a Kisan Credit Card, know its complete process
The Indian government helps these people through its various schemes to help the economically weaker people of its country, especially various types of schemes have been started to help the farmers of the country, including PM Kisan Samman Nidhi Yojana. Apart from this scheme, the National Bank for Agriculture and Rural Development (NABARD), established in 1998 in collaboration with the Reserve Bank of India, plays an important role in providing financial assistance to farmers. Today, through this article, we will provide you with complete information about this scheme, like who can apply, how to apply, let's know about them-
Benefits of Kisan Credit Card
Loan at low interest rate: Farmers can get loans at a favorable interest rate of 2.0%.
Loan amount: A maximum loan of up to Rs 3 lakh is available. Rs 1.60 lakh can be availed without the need for any security.
Miscellaneous Eligibility: KCC is accessible to all farmers involved in agricultural activities, whether they work individually or collectively, lease land, or cultivate plots. This also includes dairy farmers, poultry farmers, and those engaged in non-agricultural activities.
How to Apply for a Kisan Credit Card
Download Application Form: Visit the official website of any bank that offers KCC. Locate the Kisan Credit Card section and download the application form. Print the form once it is downloaded.
Fill out the Form: Fill all the required information in the form correctly. Make sure you have included all the required details.
Attach Documents: Collect and attach relevant documents required for verification. This usually includes identity proof, land records, and other agricultural documents.
Submit Form: Visit the nearest bank branch with your filled form and documents. Submit them to the bank officer for processing.
Get Your Card: After reviewing your application, the bank will process it. Once approved, your Kisan Credit Card will be sent to your registered address.
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