Is someone secretly using your PAN card? Learn how to find out and what to do.

PAN Card: In India, the PAN card (Permanent Account Number) is not only an identity card but also an important financial document.

PAN Card: In India, the PAN card (Permanent Account Number) is not only an identity card but also an important financial document. PAN is required for every government and private process, from opening a bank account to filing taxes, from property registration to obtaining a loan. But as its importance has grown, so has its misuse. Nowadays, cybercriminals are using PAN cards to open fake bank accounts, obtain fraudulent loans, and engage in activities like tax fraud.

How to Avoid PAN Card Misuse

If you suspect that your PAN card is being used by someone else, it's very easy to detect. All you need to do is check if there are any unknown loan or credit accounts operating in your name. The most effective way to do this is to check your credit score.

How to Check

These days, you can easily check your credit score on many apps like PhonePe, Google Pay, and Paytm. Simply open the app, search for "Credit Score," and enter your basic information. Within seconds, all financial records linked to your PAN will be displayed. If you find information about an unknown loan or account, you should understand that your PAN card has fallen into the wrong hands.

What should be your next step?

If you notice any suspicious transactions during the check, immediately inform your bank and credit bureau (such as CIBIL). Also, visit the Income Tax Department's website and file a complaint and report any PAN card misuse. If the report reveals no irregularities, rest assured that your PAN card is currently safe. The PAN card is a crucial document linked to your identity and financial security. Therefore, it's not enough to simply keep it safe; it's also important to check it regularly.