Investment Tips: These are the schemes in which you can start investing with just Rs 250 and earn lakhs..

If you decide to invest, you can start investing even with a small income and accumulate lakhs over time. Here, know about schemes in which investment can be started with just Rs 250 and lakhs of rupees can be accumulated in the long run. People who depend on daily income or can barely earn 5 to 10 thousand rupees in a month, can also easily invest money in these schemes. Here, we learn about some such schemes.

SSY

If you want to save money for your daughter's future, then you can invest in Sukanya Samriddhi Yojana. In this scheme, you can start investing with Rs 250. In this, investment has to be made for 15 years and the scheme matures in 21 years. At present, this scheme is getting interest at the rate of 8.2 percent. If you invest Rs 250 per month, you will invest Rs 3,000 per year, and in 15 years you will invest a total of Rs 45,000. At the rate of 8.2%, you will get Rs 93,552 as interest and in this way, you can save up to Rs 1,38,552 for your daughter by depositing only Rs 250 per month.

SIP

If you want, you can also invest in SIP. Recently, SBI has started a new SIP, in which you can start investing with just Rs 250. The name of the scheme is Jan Nivesh SIP. If you deposit Rs 250 per month in it and continue this investment for 20 years, then you will invest Rs 60,000. If you calculate according to a 12 percent return, then you will get Rs 1,89,786 as interest. In this way, you can easily save up to Rs 2,49,786.

RD

Recurring deposit is like a piggy bank. This scheme is available in both banks and post offices. The RD scheme in the post office is for 5 years. Investment in this scheme can be started with just Rs 100. Currently, it is getting an interest of 6.7%. If you deposit even Rs 250 per month, then in 5 years you will invest a total of Rs 15,000 and earn Rs 2,841 as interest at the rate of 6.7% interest. In this way, you will have deposited Rs 17,841.

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