Investment Tips: Keep your portfolio balanced, include these different schemes, see the complete list here..

Today, there are many types of secure and unsecured investment platforms for investment. You need to invest a small part of your savings in both of these. But before that, you have to save some part of your salary as savings. Apart from investment, keep the remaining amount as an emergency fund.

Invest in these schemes.

First, we will talk about some unsecured but low-risk schemes. We are talking about mutual funds. In mutual funds, you are offered many types of funds for investment. These include equity to hybrid.

It is worth noting that the return received in mutual funds depends on the fluctuations in the stock market. Mutual funds give a minimum return of 12 to 14 percent. You can invest in SIP or lump sum money in it. Today you can start some funds with an investment of Rs 100. You can increase this investment amount over time.

If you want less risk, you can also choose the option of hybrid or debt funds. Before investing, take advice from experts.

Post Office Scheme
The post office today offers many different types of schemes. All these schemes are considered safe because they give guaranteed returns. However, this return is less than mutual funds. The highest return in the post office is available in the Senior Citizen Savings Scheme, which is more than 8 percent.

If you want to avoid visiting the post office, then you can also choose bank fixed deposit and RD.

Take health insurance
Given the increasing medical expenses, every person must take health insurance today. You can take this health insurance through any institution, or app. Before taking any health insurance, read the information related to it carefully. Also, understand the claim process related to it. So that there is no problem when needed.

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