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Investment Schemes- If you want to live a great life after retirement, then invest in these schemes

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MONEY

If you are a working person, then you need to think about your life after retirement, because after retirement many times you have to face financial challenges, so you should invest a part of your earnings in a scheme that gives you the right return after a time. If you want to invest in a scheme to ensure a comfortable and independent retirement, then today through this article we will tell you about one such scheme that gives good returns-

1. Mutual Fund SIP (Systematic Investment Plan)

For those who are employed and want to make long-term investments, mutual fund SIP can be a great option. SIP allows you to invest a fixed amount regularly in a mutual fund scheme, which can potentially give higher returns than traditional savings options.

Benefits:

Possibility of higher returns than other investment options.

A regular, disciplined investment that helps to accumulate a substantial amount over a long period.

Considerations:

Mutual fund investments are subject to market risks. It is advisable to seek expert advice before investing.

2. LIC's Saral Pension Plan

LIC's Saral Pension Plan is a non-linked, single premium, individual immediate annuity plan. This plan requires a lump sum investment, following which you receive a lifetime pension, giving you a steady income during retirement.

Key Features:

Lump sum investment with immediate annuity benefits.

Lifetime pension, ensuring regular income after retirement.

Eligibility:

Minimum investment age: 40 years.

Maximum investment age: 80 years.

Many people across the country are opting for this plan because of its simplicity and the financial security it offers.

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