Investment Schemes- If you want to live a great life after retirement, then invest in these schemes
If you are a working person, then you need to think about your life after retirement, because after retirement many times you have to face financial challenges, so you should invest a part of your earnings in a scheme that gives you the right return after a time. If you want to invest in a scheme to ensure a comfortable and independent retirement, then today through this article we will tell you about one such scheme that gives good returns-
1. Mutual Fund SIP (Systematic Investment Plan)
For those who are employed and want to make long-term investments, mutual fund SIP can be a great option. SIP allows you to invest a fixed amount regularly in a mutual fund scheme, which can potentially give higher returns than traditional savings options.
Benefits:
Possibility of higher returns than other investment options.
A regular, disciplined investment that helps to accumulate a substantial amount over a long period.
Considerations:
Mutual fund investments are subject to market risks. It is advisable to seek expert advice before investing.
2. LIC's Saral Pension Plan
LIC's Saral Pension Plan is a non-linked, single premium, individual immediate annuity plan. This plan requires a lump sum investment, following which you receive a lifetime pension, giving you a steady income during retirement.
Key Features:
Lump sum investment with immediate annuity benefits.
Lifetime pension, ensuring regular income after retirement.
Eligibility:
Minimum investment age: 40 years.
Maximum investment age: 80 years.
Many people across the country are opting for this plan because of its simplicity and the financial security it offers.
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