Investment Options: Your wife will make you double the profit! Just trust these 4 investment options..
4 Investment Options: Everyone wants to be safe and tension-free in terms of money in the future. This is the reason why people invest in different ways for this. Now people also invest a lot in the name of their wives so that they also get security regarding money in the future. So if you are also planning to invest in the name of your wife, we will tell you the 4 best double-profit options.
Invest in the name of the wife.
In today's time, every person invests in financial security keeping in mind his future. People are especially investing in the name of their wife so that their future can be financially secure. With this investment, people plan to spend their old age comfortably with their wives. So now if you are also planning to invest in the name of your wife, then there are many options available for you in the market. But we will tell you 4 such best investment options that you can choose for investing for your wife.
Mahila Samman Savings Certificate Scheme
Mahila Samman Savings Certificate Scheme is very famous among women. By investing in this scheme, you completely secure the future of your wife, so it is considered an excellent investment option. If you invest in this scheme in the name of your wife for two years, then you can get a tremendous return of about 7.5 percent every year. You can invest up to a maximum of Rs 2 lakh in it.
Post Office MIS Scheme
Apart from banks and the stock market, post office schemes can also be considered an investment option in the name of the wife. You can earn profit by opening an account in the post office MIS in the name of your wife or with your wife. A return of up to 7.4 percent can be obtained in this special scheme. If you open an account in the name of your wife, then Rs 9,00,000 can be deposited in the account. You can invest a maximum of Rs 15,00,000 in a joint account. By the way, in this account, you can get the benefit of higher interest in a joint account with your wife.
Mutual Fund SIP
If you are planning to invest in the name of your wife, then you can invest in SIP in a mutual fund. By getting high returns in this, you can create a good fund. If you invest 12 thousand rupees every month for 20 years, then you can get a return of up to 12 percent and then after 20 years, the wife will have more than one and a half crore funds. After 20 years, the wife will have a fund of about ₹ 1,83,97,147.
Joint Home Loan
If you are taking a joint home loan with your wife, then also you will get double the benefit. You can get tax benefits from this. With a joint home loan, you and your wife easily get the benefit of tax. However, there is a condition for this, that is, both the applicants paying the home loan should be equal owners of the property.
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