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Investment: By investing 50 rupees in the Post Office scheme, a fund of 35 lakhs will be ready, there will be no tension of money in old age..

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Post Office Gram Suraksha Yojana is a safe and reliable option for investment in India. This scheme comes under the Rural Postal Life Insurance (RPLI) of the Post Office, where the guarantee is given by the government. In this, investors can get good returns without any risk.

In this scheme, you can create a fund of lakhs of rupees by investing only 50 rupees daily i.e. about 1,500 rupees per month. This scheme is especially beneficial for those who want the benefit of life insurance along with long-term investment.

Who can invest in this scheme-

Indian citizens aged 19 to 55 years can invest in this scheme. You can pay the premium on a monthly, quarterly, half-yearly, or annual basis. In this, the minimum insurance amount is 10 thousand and the maximum is up to 10 lakh rupees.

If you take this policy at the age of 19 at a premium of Rs 1,515 per month, then at the age of 55 to 60 years you can get a maturity amount of Rs 31.6 lakh to Rs 34.6 lakh. If you live till 80 years, you will also get the full bonus amount. On the death of the policyholder, the entire amount will be given to the nominee.

In this scheme, you can take a loan after four years of starting the investment. If you do not want to continue the scheme after the completion of three years, then you can surrender the policy. On completion of five years, bonus is also added to it, which gives you better returns.

Disclaimer: This content has been sourced and edited from Hr Breaking. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.