Invest in these 5 schemes and watch your money grow; you'll never face a shortage of funds.

Investment Tips: If you want to grow your money beyond fixed deposits (FDs), these investment options can strengthen your income. Learn which schemes offer better returns.

Indian investors have long considered FDs the safest option. However, in this era of rising inflation, relying solely on FDs is no longer wise. If you want to grow your money and reduce future financial worries, you need to change your investment strategy.

Investing in the right schemes can provide both stable income and better returns. For this, you can invest in Treasury Bills. Treasury Bills are excellent for those seeking safe, short-term investments. They are available for 91, 182, and 364 days. Interest is not paid separately; instead, they are purchased at a discount, and the full amount is received upon maturity.

RBI Floating Rate Savings Bonds are a strong option for long-term investments. They have a tenure of 7 years, and the interest rate is updated every six months. Currently, they are offering good returns. The benefit increases automatically when interest rates rise, making the investment safe and profitable.

Corporate Bonds are preferred by investors who want higher returns than FDs. They can offer interest rates of 9 to 11 percent. However, there is some risk involved. Therefore, it is essential to check the company's credit rating before investing. Companies with strong ratings are considered more reliable.

In Corporate Fixed Deposits, money is given to companies for a fixed period. In return, you receive higher interest than bank FDs. Many NBFCs (Non-Banking Financial Companies) are offering returns of 8.5 percent or more. There is no government insurance in this case, so it is crucial to choose only reliable and financially strong companies.

Government Bonds are considered among the safest investment options. They are fully backed by the central government. They carry very low risk, and the returns are stable. These typically offer an interest rate of around 7 percent. They are considered a reliable option for long-term investments.

If you want to avoid financial difficulties, don't rely solely on fixed deposits. By investing wisely, you can achieve better returns, security, and a stable income. The key is to choose the right scheme based on your goals and time horizon, and invest thoughtfully.