Interest rates for small savings schemes, including PPF and Sukanya Samriddhi, announced for the upcoming quarter; to take effect from April 1..

The Central Government has issued an important notification for the millions of investors participating in Small Savings Schemes for the new quarter. According to the Ministry of Finance, a decision has been taken not to make any changes to the interest rates for the first quarter of the financial year 2026-27.

**Interest Rates on Small Savings Schemes to Remain Unchanged**
As per the notification issued by the Ministry of Finance, the interest rates on various small savings schemes will remain the same for the quarter commencing on April 1, 2026, and ending on June 30, 2026.

This essentially means that investors will continue to receive the same interest during the April-June 2026 quarter as they were receiving during the previous quarter—specifically, from January 1, 2026, to March 31, 2026 (the fourth quarter of the financial year 2025-26).

This decision by the government will impact investors in popular schemes such as the Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), Senior Citizens Savings Scheme (SCSS), National Savings Certificates (NSC), Kisan Vikas Patra (KVP), and Post Office Time Deposits. Since the rates remain unchanged, there will be neither a decrease nor an increase in the returns received by investors.

This order has been issued with the approval of the competent authority, and copies thereof have been forwarded to all concerned departments—including the Department of Expenditure, Department of Posts, Department of Revenue, the Reserve Bank of India (RBI), and the National Savings Institute—for necessary action. S. No.    Scheme Name    Interest Rates (Jan-Mar)    Interest Rates (Oct-Dec)    Interest Rates (Jul-Sep)
1    National Savings Recurring Deposit Account    6.70%    6.70%    6.70%
2    Public Provident Fund Account (PPF)    7.10%    7.10%    7.10%
3    National Savings Certificate (NSC)    7.70%    7.70%    7.70%
4    Sukanya Samriddhi Yojana    8.20%    8.20%    8.20%
5    Kisan Vikas Patra Account    7.50%    7.50%    7.50%
6    1-Year Fixed Deposit    6.90%    6.90%    6.90%
7    2-Year Fixed Deposit    7%    7%    7%
8    3-Year Fixed Deposit    7.10%    7.10%    7.10%
9    5-Year Fixed Deposit    7.50%    7.50%    7.50%
10    5-Year Recurring Deposit    6.70%    6.70%    6.70%
11    Senior Citizens Savings Scheme (SCSS)    8.20%    8.20%    8.20%
12    Monthly Income Scheme    7.40%    7.40%    7.40%

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