Insurance Tips: If your motorcycle is stolen, you will get the full insurance money, just follow this easy method..
No one knows when thieves will steal whose motorcycle. At the same time, bikes are close to the heart of many people and if they get stolen, people get very upset. Given this, we are telling you about some easy methods here, which you should adopt instead of panicking after your motorcycle is stolen. Let us know what you should do immediately in case of bike theft.
How to claim in case of bike theft?
1. Register a theft report
In case of motorcycle theft, first of all, you have to go to the nearest police station and register a complaint about the theft of the bike. After this, the police will give you an FIR (First Information Report) or FIR number, which is very important for the claim process.
2. Inform the insurance company
After registering a police report of bike theft, you have to inform your insurance company about the theft incident. You can tell the insurance company about the theft of the bike through phone, email, or the insurance company's website.
3. Get the claim form from the insurance company
When the bike is stolen, along with informing the insurance company of the theft claim, also get the related documents and details of the claim form. After this, fill out the claim form correctly and submit it.
4. Submit the necessary documents
Prepare and submit the documents asked by the insurance company, which can be the following.
Copy of the police FIR
Registration certificate (RC) of the bike
Copy of the insurance policy
Identification card (such as Aadhar card)
The chassis number and engine number of the motorcycle
5. Survey through the insurance company
Some insurance companies can also get your survey done on their behalf during the claim process to check whether your bike has really been stolen or not. Along with this, they check the bike theft report and documents.
6. Claim approval
After checking all the documents of bike theft, the insurance company processes your claim. If everything is found to be correct, you are paid the motorcycle insurance amount or the correct portion of it, as per your policy.
Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
