Instant Flight Delay Payout feature: Flight delayed due to fog or bad weather? This is how you can get instant refund, know the process..

You must have often seen that flights are often late or sometimes even canceled during the winter season. This usually happens due to fog in the morning in winter. Passengers have to face a lot of trouble due to flight delays or cancellations. To save passengers from this problem, insurance companies have introduced the Instant Flight Delay Payout feature.

Instant refund: This feature provides immediate financial relief to travelers without any paperwork. This is an innovative travel insurance feature with the help of which claims of flights delayed by more than four hours are settled automatically. That is, now after this feature, customers will not need to file claims manually.

How does this feature work?

Flight details: While purchasing a travel insurance policy, the traveler has to share his flight details.

Real-time monitoring: The insurance company tracks the status of your flight in real-time.

Automatic notification: If your flight is delayed by more than four hours, you receive a notification.

Instant payout: On providing the bank account details, the insurance company transfers the claim amount to it.

What is covered by the insurance?

If your flight is delayed by more than four hours, it is covered in this feature. You get instant financial relief for the long waiting period at the airport.

What is not covered?

If the cancellation happens due to any mistake of the traveler, like missing the flight, then it is not covered by the insurance. Or you will not get any compensation for those situations which do not meet the criteria of the insurance company. This automatic claim process is designed to help modern travelers who give special importance to convenience and speed.

Travelers were often troubled due to the delay in the claim, but now this feature will help them. By leveraging automation and real-time data, insurance companies ensure that customers get timely help. This feature can prove to be a game-changer for travel insurance.

Plans offering this feature

Tata AIG provides a solution for flight delay cases. In which the claim amount is paid immediately. In cases of instant gratification, the claim amount is distributed immediately. Which is up to Rs 2,500.

On the other hand, Ease My Trip's flight cancellation coverage provides a fixed payment of up to Rs 1,000 to passengers for domestic flights delayed by more than four hours. For this, the customer is required to email the proof of flight delay to Care@easemytrip.com. The amount is processed after verifying the delay proof.

Under Go Digit's "On-The-Move" insurance, a fixed amount is given to the traveler if the flight is delayed by more than 2-3 hours.

For passengers traveling internationally, many companies provide this coverage as part of their international travel plans. Airlines like IndiGo also provide optional insurance add-ons at the time of booking tickets, which can cover flight delays and many other issues.

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