Income Tax Return Filing 2025: Same-Day Refunds Possible – Key Steps to Ensure Faster Processing

As the deadline for filing Income Tax Returns (ITR) for AY 2025-26 draws closer, many taxpayers are eager to get their refunds credited at the earliest. Interestingly, several taxpayers have reported receiving their refunds on the same day of filing ITR. However, experts caution that refunds depend on multiple factors such as the correctness of the return, verification status, and the refund amount.

Taxpayers Reporting Same-Day Refunds

Manohar Gupta, a salaried professional from Ghaziabad, shared that he filed his ITR on the afternoon of September 9, 2025, and by evening the refund amount had already been credited to his bank account. Since he filed the return himself, and his Form 16 clearly mentioned his gross income, taxable income, and tax deductions, the process was smooth.

Tax experts point out that salaried individuals with straightforward income details often find it easy to file returns on their own. In contrast, for self-employed individuals or taxpayers with multiple income sources, the process can be more complicated, and professional assistance may be required.

Refund Delays Still Common

Not every taxpayer has been lucky with quick refunds. Ambuj Sharma from Noida filed his ITR over 1.5 months ago, but his refund is still pending. Even though he e-verified his return immediately after filing and used a professional service, his return is yet to be processed by the department. His case shows that refund timelines vary and there is no fixed rule for quick processing.

Why Some Refunds Are Faster

According to experts, returns with smaller refund amounts are generally processed faster by the Income Tax Department. Larger refunds may undergo additional scrutiny, especially since the department keeps a close watch on high-value refunds. This is why individuals expecting higher refunds are advised to be extra cautious while filing.

Important Steps for Faster Refunds

Tax professionals highlight certain precautions taxpayers should take while filing ITR if they want refunds to be processed without delay:

1. Download AIS and Form 26AS: Before starting, download the Annual Information Statement (AIS) and Form 26AS from the e-filing portal. Check all financial transactions carefully to ensure there are no mismatches.

2. Select the correct ITR form: Filing under the wrong form can delay processing or even lead to rejection. Salaried taxpayers usually file ITR-1 or ITR-2, while business and professional income requires ITR-3 or ITR-4.

3. Register and link your bank account: The refund will only be credited to a bank account that is registered and linked with PAN. Ensure your account details are updated in the portal.

4. Review pre-filled data: The ITR form often comes with pre-filled details such as income, TDS, and choice of tax regime. While they are generally accurate, experts recommend cross-verifying each entry.

5. Verify your return after submission: Filing ITR is not enough. You must e-verify the return through Aadhaar OTP, net banking, or other available methods. Only then will the return be considered for processing.

6. Seek professional help if needed: If you are unsure or if your refund amount is high, consult a chartered accountant (CA) or a tax professional. Incorrect filing can attract income tax notices, asking for clarifications.

Common Reasons for Delayed Refunds

• Mismatch in AIS data (interest income, dividends, capital gains, or rental income not matching ITR).

• Incorrect bank details or unlinked PAN.

• High refund claims that require additional scrutiny by the Income Tax Department.

• Late verification of the filed return.

Should You Wait for Extension of Deadline?

Some taxpayers are hopeful that the government might extend the September 15 deadline for ITR filing. However, experts strongly advise against waiting. Filing at the last minute often results in errors, which can cause refund delays or even lead to notices from the Income Tax Department.

Final Takeaway

• Many taxpayers are receiving refunds within hours, but not all refunds are processed quickly.

• Accuracy of filing, correct documentation, and timely verification play a key role in faster refunds.

• Salaried individuals with simple income structures may get same-day refunds, while complex cases may face delays.

• Filing early and carefully is the best way to ensure your refund reaches your bank account on time.

With the deadline approaching, taxpayers should prioritize error-free filing instead of waiting for an extension. A little caution can not only help avoid notices but also ensure that your income tax refund is credited faster.