IDFC First Bank and Indigo jointly issued a special credit card, the benefits are amazing..
IDFC FIRST Bank and Indigo have jointly launched the IndiGo IDFC FIRST Dual Credit Cards. That is, when this credit card reaches you, there will be not one but two boxes in its box. In this, you get two cards - one MasterCard and one RuPay card, but both have the same credit limit.
All your transactions will be visible in the same statement. Your credit limit will be the same for both cards, and all the expenses made on both cards will be counted in your Indigo Bluechips, Activation, and Milestone Benefits. You can apply either by paying the joining fees or through Fixed Deposit (FD).
The PINs of both cards will be different.
You will have to set the PIN and transaction priority separately for both cards. The good thing is that you can also apply on the basis of your FD. If you are a regular credit card user, you can also get the card based on your credit eligibility.
The expenses made on both your cards will be used for Indigo Bluechips and Milestone benefits. The same e-statement will be generated for both cards, and you will have to make the same payment for both cards. If seen, it is exactly like a primary card and an add-on card.
Joining and annual fee will be Rs 4999
If you take this credit card, you will have to pay a joining fee of ₹4999 + GST. On the other hand, from the second year, an annual charge will be levied on the card, which will be ₹4999 + GST. Apart from this, if you make an FD of Rs 1 lakh in the bank, then you can get this credit card without any joining fee.
Benefits of joining
This benefit will be available only to those who pay the fee. If you get the card on the basis of FD, then you will not be able to get these benefits. In this, you will get a voucher of 5000 Indigo Bluechips and a complimentary voucher for Indigo Meals.
Everyone will get these benefits.
Whether you have paid the joining fee or have taken the card on the basis of FD, everyone will get some benefits. Under this, three months of complimentary EasyDiner Prime membership will be available, which costs ₹ 1095. Along with this, a stay voucher of ₹ 3000 from Postcard Hotels will also be available. Not only this, but spending ₹ 1 lakh within 90 days of getting the card, you will also get a voucher of 3000 Indigo Bluechips.
How to earn Indigo Bluechips?
You can earn Indigo Bluechips on every transaction by using your Indigo IDFC FIRST credit card. You will get 6 Indigo Bluechips for every ₹ 100 spent on flight booking from Indigo's website or app. On the other hand, you will get 3 Indigo Bluechips for every ₹ 100 spent on other expenses. Apart from this, you will get 0.5 bluechips for every ₹ 100 spent through UPI. You will get 0.5 Indigo Bluechips for every ₹ 100 spent on insurance, fare, utility and wallet expenses. This rule applies to both MasterCard and RuPay cards. No blue chips will be given on cash transactions and transactions converted to EMI.
Indigo Bluechips can be used to book flight tickets. The price of an Indigo Bluechip can vary depending on the flight route, destination, and day of booking. The sooner you book your flight, the more likely you are to get the value of your blue chips.
What will be the credit limit?
If you are taking IDFC FIRST Bank's credit card for the first time, then your eligibility will be checked based on the bank's policy, and then the credit limit will be decided. If you already have an IDFC FIRST Bank credit card, your new card will have the same credit limit. This limit will be the same for all your unsecured credit cards. In case of FD-based cards, the credit limit will be equal to your FD amount.
Overall, the Indigo IDFC FIRST Dual Credit Card is a great option for those who travel frequently with IndiGo and want to convert their expenses into reward points. It offers both MasterCard and RuPay cards in a single account, thereby increasing payment options. Customers can avail of welcome benefits by paying a joining fee as per their requirement or can get a fee-free card through fixed deposit. This card is specially designed to give maximum benefits to loyal IndiGo customers.
Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
