ICICI Coral Credit Card vs. SBI Card Elite: For just ₹500, this movie credit card offers lounge access alongside affordable tickets..
Are you an avid movie buff who often has to curb their enthusiasm after seeing the price of tickets? If so, you no longer need to hold back, because today we will tell you about specific movie credit cards that not only offer discounted movie tickets but can also provide benefits across various other categories. Today, we will compare the ICICI Coral Credit Card and the SBI Card ELITE.
**What is the Joining Fee?**
**ICICI Coral Credit Card:** For this card, you are required to pay ₹500 as a joining fee; additionally, the renewal fee is also ₹500. Along with discounts on movie tickets, this card also offers various other rewards.
**SBI Card ELITE:** The joining fee for this card is significantly higher, at ₹4,999. Similarly, the annual fee is also ₹4,999. The key advantage of opting for this card is that, in addition to offering discounted movie tickets and other rewards, it also provides access to airport lounges.
**SBI Card ELITE:** Another benefit of the SBI Card ELITE is that if you opt for a membership with Yatra, Bata, Aditya Birla, Pantaloons, or Shoppers Stop, you can also receive an e-voucher worth ₹5,000.
Card Benefits
Low annual fee (easily waived)
Savings of up to ₹4,800 per year on movie tickets
Dining discounts on Zomato, Swiggy, and Eazydiner
10,000 bonus points annually upon achieving spending milestones
Accelerated rewards on everyday expenses
Complimentary movie tickets worth ₹6,000 per year
Lowest Forex markup fee: 1.99%
Card Drawbacks
Reward points and redemption value are quite low
Strict spending conditions for airport lounge access
Basic reward rate is low for expenses in regular categories
Reward value is very low (1 point = ₹0.25)
No major travel benefits other than lounge access
Who Should Get Which Card?
To conclude, regarding who should get this card: the ICICI Coral Credit Card is a basic, entry-level card designed for beginners who wish to improve their credit score with minimal spending. On the other hand, for those who frequently watch movies, travel by air often, and spend heavily at grocery or departmental stores, leveraging the travel membership and premium benefits of the SBI Card ELITE will prove to be an extremely prudent move.
