How different is health booster plan from health insurance, freedom from medical bills worth lakhs at low cost, know details..

In today's time, Health Insurance Plan has become necessary for every family. Because, during a medical emergency, hospital expenses finish all the savings of the common man. In such a situation, if there is protection of health insurance, then this financial crisis can be avoided. But, health insurance comes with a sum assured of 5 lakhs or less. If the disease is serious, then the medical expenses can reach up to Rs 10-15 lakh. In such a situation, Health Booster Plans prove to be very useful.

Most people know about health insurance plans, but a large population is unaware of health booster plans. Let us tell you what a health booster plan is, with the help of which the expenses on serious diseases can be met.

What is a health booster plan?
Actually, Health Booster Plan is a super top-up health insurance, it is designed to increase health insurance coverage. Whenever the coverage of your basic health policy ends, the health booster plan provides additional financial security. The special thing is that the premium of the health booster plan is much lower than that of a health insurance policy.

Benefits of Health Booster Plan

-Health booster plans are usually super top-up plans, which provide financial help during expensive medical expenses. Health booster plans are very helpful in case of cancer or other serious illness. Because the medical expenses for the treatment of these diseases run into lakhs of rupees.

-Whenever the sum insured available in the basic health insurance company is exhausted, the top-up plan can be used.

-Most health booster plans work on the deductible model. This means that you pay a certain amount (deductible) from your basic policy, and the rest of the money can be paid from the super top-up plan.

Understand with an example.

Suppose you bought a health insurance plan with an insurance cover of Rs 5 lakh, and the medical bill in the hospital came to Rs 7 lakh, then you will use the coverage of Rs 5 lakh from the basic health insurance policy. Then, the payment of ₹2 lakh will be made from the Health Booster Plan.

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