Health Insurance Tips: While buying health insurance, keep these 4 things in mind, there will be no problem in future..

Health Insurance Tips: Given the increasing medical expenses, health insurance is now becoming a necessity for every person. After the COVID-19 epidemic, awareness about health insurance has increased a lot among the people. With a health insurance policy, you can secure yourself and the whole family. Apart from this, you can also save medical expenses.

If you are thinking of buying a health insurance policy, then you should keep some things in mind before buying it. Today we will tell you about 4 such things, which you should keep in mind.

Low-premium health policies have limitations.
Many times the customer buys such a health policy, whose premium is low. Low-premium health policies have many limitations. This does not cover your entire expense during treatment. Do not make the premium amount the basis for choosing a health policy.

Know about coverage and benefits.
If you are taking health insurance, then you should know well about all the benefits and coverage of the insurance. It should be written in the policy like what will be the parameters in case of hospitalization or what will be the cost of medicines etc.

Claim settlement track record

Before buying a health policy, check the claim settlement record of the company. Also, check the rejection rate. There is an advantage in buying a health policy from a company whose claim paid ratio is high.

Do not hide health conditions.

If your blood sugar level remains high or you have a complaint of high cholesterol, then do not hide it. It is important to be transparent about your health condition while buying a policy because the company can reject your claim based on a small health problem.