HDFC: HDFC gave a big blow to customers for the second time in a month, now you will get this much interest on FD..

HDFC Bank: The country's largest private bank HDFC has cut interest rates on fixed deposits (FDs) and savings accounts by 0.25% from June 25, 2025. This is the second cut made by the bank this month, which has reduced the interest income on deposits in the country's largest private bank.

Earlier on June 10, the bank had also reduced the interest rate on select FDs. These changes will apply to deposits whose amount is less than Rs 3 crore. Apart from this, a 25 basis point cut has also been made on savings accounts from June 24, 2025.

HDFC Bank has reduced interest on these FDs-

HDFC Bank has reduced interest rates on FDs of less than 15 months and more than 18 months. Now general customers will get 6.35% interest instead of 6.60%. At the same time, this rate has been reduced from 7.10% to 6.85% for senior citizens. The current FD rates of the bank are between 2.75% to 6.60% for general customers and 3.25% to 7.10% for senior citizens.

These changes have been made after RBI's repo rate cut by 50 basis points. It is clear from this that the effect of the fall in interest rates is now directly visible in the savings and investments of the customers.

HDFC Bank's interest rates on FDs up to Rs 3 crore-

7 days to 14 days: For the general public - 2.75 percent; For senior citizens - 3.25 percent

15 days to 29 days: For the general public - 2.75 percent; For senior citizens - 3.25 percent

30 days to 45 days: For the general public - 3.25 percent; For senior citizens – 3.75 percent

46 days to 60 days: For general public – 4.25 per cent; For senior citizens – 4.75 per cent

61 days to 89 days: For general public – 4.25 per cent; For senior citizens – 4.75 per cent

90 days to 6 months: For general public – 4.25 per cent; For senior citizens – 4.75 per cent

6 months 1 day to less than 9 months: For general public – 5.50 per cent; For senior citizens – 6.00 per cent

9 months 1 day to less than 1 year: For general public – 5.75 per cent; For senior citizens – 6.25 per cent

1 year to less than 15 months: For general public – 6.25 per cent; For senior citizens - 6.75 per cent

15 months to less than 18 months: For general public - 6.35 per cent; For senior citizens - 6.85 per cent

18 months 1 day to less than 21 months: For general public - 6.60 per cent; For senior citizens - 6.95 per cent

21 months to 2 years: For general public - 6.45 per cent; For senior citizens - 7.20 per cent

Between 2 years 1 day and 2 years 11 months: For general public - 6.45 per cent; For senior citizens - 6.95 per cent

2 years 11 months 1 day and up to 35 months - 6.45 per cent; For senior citizens - 6.95 per cent

2 years 11 months 1 day and up to 3 years - 6.45 per cent; For senior citizens - 6.95 percent

3 years 1 day to 4 years 7 months - 6.40 percent; For senior citizens - 6.90 percent

4 years 7 months to 55 months - 6.40 percent; For senior citizens - 7.90 percent

4 years 7 months 1 day to less than 5 years: For general public - 6.40 percent; For senior citizens - 6.90 percent

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