Have you also opened this account in the bank? Do get this work done by 30 September, otherwise you will be troubled.

Is your Jan Dhan account 10 years old? Get Re-KYC done before 30 September, otherwise the account may be closed. Know the entire process and information about the camps being organized in your village.

PM Jan Dhan Yojana: 10 years ago, the Prime Minister Jan-Dhan Yojana was started to connect every poor person of the country with banking. Crores of people opened their accounts on zero balance and the money of government schemes started coming directly into their accounts. If you also have a Jan Dhan account, then this news is very, very important for you. Now that this scheme has completed 10 years. In such a situation, under the rules of the Reserve Bank of India (RBI), it has now become mandatory to get Re-KYC (Know Your Customer) of these accounts done.

KYC means 'Know Your Customer'. When you open an account, the bank takes documents like Aadhaar card, PAN card from you so that it can confirm your identity. Re-KYC means that the bank re-verifies your identity after a few years. This is similar to the way you get your mobile SIM card verified again after a few years of purchase. The bank has to ensure that the account holder is the same person, his address and mobile number are correct and the account is not being misused. Usually, for low-risk accounts, this is necessary to be done once every 10 years. Since the Jan Dhan Yojana has completed 10 years, now is the time for Re-KYC.

What will happen if Re-KYC is not done?

This is the most important part of this news. If you do not get your Re-KYC done within the stipulated time, the bank can impose many restrictions on your account:

The account will be frozen: You will neither be able to withdraw nor deposit money from your account.

Money from government schemes will get stuck: If money comes to your account for gas subsidy, PM-Kisan Samman Nidhi, pension or any other government scheme, then that too will stop coming.

Transactions will fail: You will not be able to do any kind of online or offline transaction.

In short, even if you have an account, you will not be able to use it until you complete the Re-KYC process.

The bank itself will come to your door

To save crores of people from long queues and offices of banks, the government and RBI have come up with a great solution. Understanding your problem, now the bank itself is coming to your village. Government banks across the country are organizing special camps at the panchayat level from July 1 to September 30, 2025. The purpose of these camps is to provide Re-KYC facility to Jan Dhan account holders near their homes. You just have to go to your nearest camp and the bank employees will help you completely.

What documents will be required for Re-KYC?

Before going to the camp, make sure that you have one of these documents:

Aadhaar card (easiest)

PAN card

Voter ID card

Driving license

Passport

MGNREGA job card

Keep one or two passport size photographs with you.

If there is any change in your address or mobile number, then update that information as well.

Conclusion

The Pradhan Mantri Jan Dhan Yojana has brought about a financial revolution in the country. Now it is your responsibility to continue this revolution. Getting Re-KYC done is not a burden, but an important step to keep your account safe and to keep getting the benefits of government schemes without any interruption. The government has made this process very easy by setting up camps in your village till September 30. Do not let this golden opportunity go by. Tell your neighbors about this today and get your Jan Dhan account updated in time and be worry-free.

Frequently Asked Questions (FAQs)

Question 1: Will there be any fee or charge for Re-KYC?

Answer: No, the process of Re-KYC is completely free. The bank cannot charge you any fee for this.

Question 2: What if I am unable to go to the camp in my village on the date?

Answer: If you are unable to go to the camp, you can also get Re-KYC done by visiting your bank branch any day before 30 September.

Question 3: How will I know that my account has to be Re-KYC?

Answer: If your account was opened around 2014-15, then there is a high possibility that your Re-KYC is to be done. The bank can also send you information about this through SMS. The best way is to go to the camp or check with your branch once.

Question 4: Can I do this process online?

Answer: Some banks provide Re-KYC facility through video KYC or online methods, but most Jan Dhan account holders prefer offline method. This process is the easiest and most reliable in camps and branches.

Question 5: My mobile number and address have changed, can I update it too?

Answer: Yes, this is the best opportunity for Re-KYC. When you submit your documents, you can easily update your new mobile number and address in the bank records.