Has your credit or debit card become a victim of skimming? This is how you can find out?

Credit or Debit Card Skimming: Fraudsters steal your card information through skimming in credit or debit cards. This is how you can find out if you have become a victim of it.

In today's era, people mostly make payments digitally. On one hand, as much as digital payment is increasing, the risk of cyber fraud is also increasing. Many times, while making payment through ATM or card machine, people make a big mistake.

Which they do not even realize. And because of this their account becomes empty. By skimming with people's debit card and credit card, your account can become empty. And you do not even get a clue about this.

Let us tell you that skimming is such a method of committing fraud. In which fraudsters steal your card information. This fraud is also carried out by installing a small device in the ATM or POS machine. As soon as you swipe the card. Your details get saved in that device and are misused later.

This method of cheating is so dangerous that people do not even realize that they have been cheated. Now how to find out whether your card has been a victim of skimming or not. Because if your card has been a victim of skimming. Then it is necessary to block it. But this has to be found out first.

The easiest way for this is to keep an eye on your bank statement. If you do not have information about any transaction or you have not done that transaction. Then it can happen due to skimming. In such a situation, call the bank immediately and get the card blocked.

Apart from this, always keep SMS and email alerts on in your bank account. If any transaction is done from your card. Then the bank immediately sends you an alert. If you see any message in which money has been deducted. But you have not done any transaction. Then this can also be skimming.

There is some defect in the design of the ATM or card machine. If the slot of the machine seems loose or any extra device is seen attached, then do not use that machine. If a small amount like 100 or 200 rupees is being deducted from the account, then this can also be a skimming test transaction.

If you feel that you have become a victim of skimming, then immediately contact the bank and get the card blocked. Also, file a complaint in the cyber crime cell. The sooner you take action, the lesser will be the loss. It is better to be cautious while using the card.