Half of India is still unaware of this! Apart from withdrawing money, you can do these 13 things from an ATM.

ATM Tips: Whenever we talk about ATM, only one thing comes to our mind – withdrawing money. But do you know that an ATM is not just a money withdrawal machine, but also a small bank? Nowadays, smart ATMs can do many such things, for which one had to stand in line at the bank. Today we are going to tell you 10 such things that you can do at in ATM.

You can check your account balance instantly from ATM. For this, mobile app or internet is not required.

If you want to see some past transactions, then a mini statement can be taken out from ATM. It contains information about 5 to 10 transactions.

If you have forgotten your PIN or want to change it, then you can do this work from ATM only. For this, OTP comes on the registered mobile number.

You can update your mobile number at ATMs of some banks (like SBI, ICICI). This method is also safe.

With an ATM, you can transfer money from one account to another (within the same bank only). If you don't have net banking, this method is easy.

Some ATMs have now become cash deposit machines (CDMs) that allow you to deposit money into your or someone else's account. This facility is available 24x7.

You can also pay your credit card (VISA) bill using an ATM - especially if the card belongs to the same bank as the ATM.

You can also pay your utility bills using an ATM. However, you can't pay every bill. You have to first check if the company you want to pay has a tie-up with the bank.

You can also open an FD instantly using some bank's ATMs if you have sufficient balance in your account.

According to the SBI website, you can transfer money from one SBI debit card to another. Through this, up to 40 thousand rupees can be transferred every day. No charge is taken by the bank for this.

You can also pay the premium of life insurance by using ATM. Many insurance service providing companies like LIC, HDFC Life and SBI Life have tied-up with banks.

If your check book is full, then you do not need to go to the bank to get a new check book issued. For this, you can go to the ATM and request a new check book from there.

Nowadays, many banks start internet banking and mobile banking as soon as you open an account. However, if your mobile banking is not active, then you can activate it by going to the ATM.