Govt Schemes: Health-security, pension and loan…these government schemes can fulfill the needs of crores of people of the country..

The Government of India runs many types of schemes. Some of these schemes have been started keeping in mind the needs of every section including the poor, farmers, elderly, and daughters. Here we will tell you about 7 such government schemes that can fulfill all your needs from health-security to pension and loan.

Health insurance up to 5 lakhs

PM Jan Arogya Yojana is being run to provide health insurance to the poor section of the country, which is known as Ayushman Bharat Yojana. Now the elderly of 70 years or more can also take advantage of this scheme. In this, health insurance of up to 5 lakh rupees is given. All the people eligible for the Ayushman Bharat Yojana can get cashless treatment up to 5 lakh rupees. In this, the government bears the cost of medicine, treatment, etc.

Collateral-free loan up to Rs 20 lakh
For the youth who want to start their own business but are unable to do so due to lack of funds, the central government runs the Pradhan Mantri Mudra Yojana. In this scheme, loans are offered in 3 categories Shishu, Kishor and Tarun and a maximum loan of up to Rs 20 lakh can be taken. The loan is collateral free, and there is no processing fee on loans up to Rs 50,000 in all banks.

This scheme gives financial strength to daughters.
The government runs Sukanya Samriddhi Yojana to make daughters financially strong. If your daughter is less than 10 years old, then you can invest in it in the name of the daughter. A minimum of Rs 250 and a maximum of Rs 1.5 lakh can be deposited in this scheme. You have to deposit money for 15 years. The scheme matures when the daughter turns 21. 8.2% interest is being given in the scheme. In such a situation, a good amount of funds can be added for the girl child through this scheme.

Financial help to farmers from this scheme

The government runs the Pradhan Mantri Kisan Samman Nidhi Yojana to provide financial help to farmers. When this scheme was started, it was limited to small and marginal farmers with land up to 2 hectares, but now its scope has been increased, the benefit of PM Kisan Yojana is now provided to all the farmers of the country, who have land in their name. Under this scheme, financial help of Rs 6000 is given to the farmers. This amount is sent to the farmers' account in 3 installments of Rs 2-2 thousand at an interval of 4 months.

This scheme provides a pension up to 5,000

The government runs the Atal Pension Yojana for those people who are not taxpayers. Through this scheme, you can get a monthly pension of Rs 1,000 to Rs 5,000 in old age. You are given a pension according to your contribution. Anyone between 18 to 40 years old can invest in it. Pension starts at the age of 60.

Term insurance plans up to Rs 2 lakh.

Generally, poor, needy, and low-income people are unable to buy term insurance because it is a bit expensive. For such people, the government runs a scheme called Pradhan Mantri Jeevan Jyoti Bima Yojana. This is a term insurance plan that provides financial help to your family in your absence. Under this government scheme, in case of the death of the insured, his family is given financial help of up to Rs 2 lakh. If a person wants to take advantage of this government scheme, then he has to buy this plan by paying only Rs 436 annually. 436/12=36.3 i.e. if a person saves even Rs 36 every month, then he can easily pay its annual premium.

This scheme gives a pension of Rs 3,000 per month.

The Pradhan Mantri Shram Yogi Maandhan Yojana is to secure old age. This scheme provides pension facilities to people working in the unorganized sector. Under this scheme, every laborer can get a pension of up to Rs 3,000. This pension is given based on the contribution of the laborers. Housemaids, drivers, plumbers, cobblers, tailors, rickshaw pullers, washermen, and agricultural laborers can take advantage of it. There is a provision of monthly contribution of Rs 55 to Rs 200 according to different ages in this scheme. Laborers from 18 years to 40 years old can get registered in it. The government also runs a similar scheme for farmers in the name of Pradhan Mantri Kisan Maandhan Yojana.

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