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Government Scheme: Under this scheme, loan of Rs 3 lakh is available at low interest, apply like this..

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The government keeps running many schemes to make the common people self-reliant and solve their problems. So that the common people do not face any problems. In such a situation, many schemes are being implemented by the government and have been done. In this episode, today we will talk about a government scheme with the help of which people will get a cheap loan of Rs 3 lakh. If you also want to take advantage of this scheme, then you can register online in this way. Let us know what is the process.

What is PM Vishwakarma Yojana?

The name of this scheme is PM Vishwakarma Kaushal Samman Yojana. So far, more than 2 crore 8 lakh people have applied under this scheme. Under this scheme, the Central Government is providing loan facilities up to Rs 3 lakh at an interest rate of only 5 percent. Vishwakarma Kaushal Samman Yojana or Vishwakarma Shram Samman Yojana is one of the ambitious schemes of the Government of India. Rs 13,000 crore has been allocated for this scheme.

What are the benefits of this scheme?

Artisans, craftsmen, etc. covered under the PM Vishwakarma Scheme will be provided a PM Vishwakarma certificate and ID card. Registration for this is free. People registering under this scheme will not only be given training, but they will also be able to take loans at low interest rates. After completion of training, Rs 15,000 will also be given to purchase equipment. Apart from this, first Rs 1 lakh will be given at 5 percent interest, then if needed, a loan of Rs 2 lakh will be given in the second installment.

How to register online?

First of all, go to the official website of PM Vishwakarma Yojana Register here using your mobile number and Aadhar card.

Then verify your mobile number and Aadhar card through OTP authentication.

After the verification process, the registration form has to be filled. In which name, address, and business-related information, etc. will have to be entered. After this submit the registration form.

Then you can download the Digital ID and Vishwakarma Yojana Certificate.

After this, log in to the PM Vishwakarma Yojana portal using the credentials. If you wish, you can apply for various scheme components on the portal. Then you have to upload the documents here as per the scheme details.

After this, the application form will have to be submitted for consideration.

Now the officials will verify your received application. After completion of the verification process, you will be able to get the loan.

Who is eligible for this scheme

It is necessary to be a citizen of India for PM Vishwakarma Scheme. The age of the applicant should be more than 18 years and less than 50 years. However, people working in government service will not be eligible for this scheme. People working in the following sectors can avail the benefits of Vishwakarma Shram Samman Yojana.