Government Opens Fixed Deposit for Newborn Girls: How Families Can Benefit and Apply
The government has introduced a welfare scheme aimed at securing the future of girls born into economically weaker families. Under this initiative, a fixed deposit (FD) is opened in the name of an eligible newborn girl child, ensuring financial support and encouraging positive social change. The scheme, known as the Mukhyamantri Kanya Suraksha Yojana, focuses on protecting the rights of girl children and promoting their well-being from birth.
This initiative has been designed especially for families living below the poverty line and is part of a broader effort to address social challenges related to gender imbalance and child welfare.
What Is Mukhyamantri Kanya Suraksha Yojana?
Mukhyamantri Kanya Suraksha Yojana is a social security scheme launched for girls born into poor families. The primary objectives of the scheme include preventing female foeticide, improving the gender ratio, and ensuring that every girl child’s birth is officially registered.
Under this scheme, the government invests ₹2,000 as a fixed deposit in the name of each eligible girl child belonging to a Below Poverty Line (BPL) family. This amount is meant to provide financial support at a later stage and act as a symbol of security for the girl child.
The scheme reflects a long-term vision of empowering girls and supporting families who may otherwise struggle to save for their children’s future.
Who Is Eligible for the Scheme?
To avail the benefits of Mukhyamantri Kanya Suraksha Yojana, certain eligibility conditions must be met. These criteria ensure that the scheme reaches the families it is intended for.
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The girl child must be a resident of the state where the scheme is implemented.
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The date of birth of the girl child must be on or after 22 November 2007.
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The family must fall under the Below Poverty Line (BPL) category.
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A maximum of two daughters per family can benefit from the scheme.
It is important to note that if the girl child passes away for any reason, the fixed deposit amount is returned to the Women and Child Development Corporation.
Documents Required for Application
Applicants must submit specific documents while applying for the scheme. These documents help verify eligibility and ensure transparency in the process. The required documents include:
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Birth certificate of the girl child
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BPL ration card of the family
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Aadhaar cards of the parents
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Bank account details
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Death certificate of the girl child (only in cases where applicable)
Submitting complete and correct documentation is essential for successful processing of the application.
How to Apply for Mukhyamantri Kanya Suraksha Yojana
The application process for this scheme is offline, and families need to approach designated government offices to apply.
Here is a step-by-step guide to the application process:
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Visit the office of the Women and Child Development Corporation or the nearest designated government office.
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Collect the application form for Mukhyamantri Kanya Suraksha Yojana.
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Carefully fill in all required details in the form.
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Attach photocopies of all necessary documents along with the form.
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Submit the completed application to the concerned authority.
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After submission, the documents are verified by officials. Eligible beneficiaries are then informed about approval.
Once approved, the fixed deposit is created in the name of the girl child as per the scheme guidelines.
Why This Scheme Is Important
Mukhyamantri Kanya Suraksha Yojana is more than just a financial assistance program. It is a social reform initiative aimed at changing mindsets and encouraging families to value and protect girl children. By linking financial security with the birth of a daughter, the scheme promotes birth registration, discourages gender-based discrimination, and supports long-term planning for a child’s future.
Although the deposit amount may appear modest, its symbolic and practical value is significant for low-income families. It provides reassurance to parents and reinforces the message that the government stands with families in ensuring a secure and dignified future for their daughters.
Final Takeaway
Families belonging to the BPL category with eligible newborn girls should consider applying for Mukhyamantri Kanya Suraksha Yojana at the earliest. With simple eligibility conditions and an easy offline application process, the scheme offers meaningful support and contributes to building a more balanced and inclusive society.
