Gold vs Nifty50 vs FD: Which gave the highest returns in 10 years? Where was the most profitable investment of Rs 1 lakh..

Investors always have this question: which option gives the best returns – the stock market (Nifty 50), gold, or fixed deposit (FD)? The data of the last 10 years presents an interesting picture in this matter. If someone had invested Rs 1 lakh in 2015, then today its value would have given three different results.

Shine of Gold
Gold has always been considered the strongest weapon against inflation. In the last 10 years, the Gold ETF has given an average annual return of 13.46%. This means that if someone had invested Rs 1 lakh in 2015, then today its value would have been around ₹ 3,53,531. That is, gold proved to be a strong option for investors.

Speed ​​of Nifty 50
The Nifty 50 TRI index, based on the 50 largest companies of India, has performed brilliantly in recent years. Including dividends, the index gave an annual return of about 13.62%. That is, the 1 lakh rupees invested here increased to ₹3,58,548. This figure clearly shows that in the long run, the stock market has given better returns than gold by a slight margin.

Trust of FD

Fixed deposit is considered a safe investment instrument. In 2015, the interest rate on SBI's 10-year FD was 8.25%. According to this, 1 lakh rupees increased to only ₹2,26,281 today. Although it is much less than gold and the Nifty 50, its biggest feature is no-risk and guaranteed return, due to which it remains the first choice of many people.

What was the result?

Figures show that in the last 10 years, the Nifty 50 TRI index gave the highest return, gold remained in second place by a slight margin, while FD was left behind. However, it is also true that the risk in the stock market is high, and gold prices are also volatile. On the other hand, FD provides stability and security. That is, the decision of investment does not depend only on returns, but on the risk-taking capacity and needs of the investor.

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