FD Update: Where can you expect a 3-year FD return? See the full list of banks before investing...

Best 3-Year FD Rates: If you're looking for a safe and guaranteed investment, a fixed deposit (FD) is a reliable option. Currently, most major public and private banks are offering up to 6.65% interest on 3-year FDs. However, interest rates vary slightly between banks. Let's find out how much you'll benefit from each bank.

IndusInd Bank
IndusInd Bank is offering 6.65% interest on 3-year FDs. This rate is the highest among private banks.

Axis Bank
Axis Bank is offering 6.6% interest on 3-year FDs for senior citizens.

HDFC Bank
HDFC Bank, the country's largest private bank, is offering 6.4% interest on 3-year FDs.

ICICI Bank
ICICI Bank, the second-largest private sector bank, is offering 6.6% interest on 3-year FDs.

Kotak Mahindra Bank
Kotak Mahindra Bank is offering 6.4% interest on 3-year FDs. Union Bank of India and Bank of Baroda are offering 6.4% interest on 3-year FDs.

State Bank of India (SBI)
State Bank of India, the country's largest public sector bank, is offering 6.3% annual interest on 3-year FDs.

How safe are your savings in FDs?
Is your FD completely safe? The answer is yes, but there is a limit. According to Reserve Bank of India regulations, if a bank collapses or ceases operations for any reason, depositors are guaranteed a maximum of Rs 5 lakh of the total amount deposited in their account. This security is provided by the Deposit Insurance and Credit Guarantee Corporation (DICGC).

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