FD Update: Investors in FD will become rich, these 5 banks are giving the highest interest..

Highest Interest Rates on FD: In this period of falling interest rates, if you are planning to invest in Fixed Deposit (FD), then it is very important to compare the interest rates (FD Interest Rates) and duration before choosing a bank. So that you get maximum return on investment, and you can earn bumper profits from the investment. Here we are going to tell you about those 6 banks that are currently paying the highest interest on FD. Know the full details in the news.
RBI cuts repo rate-
The Reserve Bank of India (RBI) has announced three consecutive monetary policies this year. RBI has decided to cut a total of 100 basis points. Almost all the banks in the country have cut the interest rates on Fixed Deposit (FD) and loans. In such a situation, if you want to get good returns on your hard-earned money, then it is important to compare the interest rates of different banks before getting an FD.
HDFC Bank: Name of trust, good returns
Interest rate: 6.6 percent (18 to 21 months)
For senior citizens: 7.10 percent
Latest rates applicable: June 25, 2025
This big name in the private sector is not only known for its service. But it is also offering you good interest rates on FD (Interest Rate on FD). There is an additional benefit for senior citizens in this.
ICICI Bank: Best option for long-term people-
Interest rate: 6.6 percent (2 to 10 years period)
For senior citizens: 7.10 percent
If you are planning to invest in FD for a long period, then ICICI Bank is offering good returns. ICICI Bank is offering an annual interest rate of 6.6 percent to 7.1 percent on FDs up to 10 years (ICICI Bank FD rates).
Bank of Baroda: Bumper return in 444 days-
Interest rate: 6.6 percent (444 days)
For senior citizens: 7.10 percent
Latest rates applicable: June 12, 2025
Like Kotak and Federal Bank, Bank of Baroda has also implemented better interest rates on 444 (444 Days FD Scheme) day FD. This is coming out as a strong offer, especially for senior citizens.
Kotak Mahindra Bank: Bumper return on 444-day FD-
Interest rate: 6.6 percent (444 days)
For senior citizens: 7.10 percent
Latest rates applicable: June 18, 2025
Kotak Bank has offered an attractive interest rate (Kotak Bank FD Rates) for 444 days. This can prove to be beneficial for short-term investors.
Federal Bank: Elderly people will benefit
Interest rate: 6.7 percent (444 days)
For senior citizens: 7.20 percent
Latest rates applicable: July 17, 2025
Federal Bank is one of those banks that offers up to 6.7 percent interest on FD. If you are planning to earn a little more and the duration suits you, then this is a good option.
SBI: Government trust and stable returns
Interest rate: 6.45 percent (2-3 years)
For senior citizens: 6.95 percent
Latest rates applicable: July 15, 2025
If you are thinking of investing money in a government bank (FD investment), then SBI is a reliable option. Although the returns are a little low, it is unmatched in terms of security and accessibility.
Apart from interest, pay attention to these things too-
Interest rate is important, but while choosing FD, you should also consider how long you can lock the money and when you are going to need the money. If you are a senior citizen (Senior Citizen FD Scheme), then in almost every bank, you are given an additional 0.50 percent interest. Take full advantage of this.
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