EPFO: Where does the scheme certificate come in handy and what is the method to get it? know here...

People doing private jobs who contribute to EPFO ​​every month must know about the scheme certificate. This certificate is very useful for them. The scheme certificate is issued by EPFO. It contains the details of the EPFO ​​member and his family. This certificate is proof of the EPFO ​​member being a member of the pension scheme. With the help of the scheme certificate, the employee can transfer the pension amount to the new account when he changes his job.

How is this certificate used?

The rule says that whenever a PF contributor switches his job, he should get the PF account transferred to the new company. But suppose after switching jobs, his new company is not under the purview of EPF, then in such a case the employee can get the scheme certificate from EPFO. After this, whenever they start contributing to EPFO ​​again, they can link their pension account there again with the help of the scheme certificate.

Understand with an example.

Suppose you worked somewhere for 5 years and contributed to EPFO. After this, you worked for two years in a company where PF contribution was not made. Then you switched jobs and joined a company where contribution to EPFO ​​started again. In such a situation, the employee can start his contribution again in the old account through the scheme certificate.

A scheme certificate is needed here too.

This certificate is also useful for those people whose EPFO ​​membership has been completed for 10 years and who do not intend to work further. In such a situation, they can take scheme certificates. When they become eligible to get a pension from EPFO ​​at retirement age, then this certificate will be useful for them. With the help of this, they can claim for pension.

How to get a scheme certificate

To get a scheme certificate, you need to fill out form 10C. You can download this form from the EPFO ​​website and after filling it, submit it to the nearest EPFO ​​office. Along with this, you have to submit some documents like date of birth certificate, canceled cheque, names, and details of the children of the employee. In case of the death of the employee, a death certificate, if the successor is submitting the form then a succession certificate and stamp of one rupee value etc. may also have to be submitted.

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