EPFO Update: Interest Credited! Here’s How to Check Your PF Balance Instantly

Good news for EPFO members! The Employees' Provident Fund Organization (EPFO) has credited the 8.25% annual interest to its members' accounts for the last financial year. If you’ve been waiting to see the interest amount reflected in your PF account, now is the time to check!

What is EPFO and How Does it Work?

• Contributions: Both employees and employers contribute 12% of the employee’s basic salary to the EPF account.
• Benefits:
  • A portion of the funds is available as a lump sum post-retirement.
  • The remaining contributes to a monthly pension.
• Interest: The government provides an annual interest, which is now at 8.25%.

Ways to Check Your EPF Account Balance

1. Via the UMANG App

• Step 1: Download and install the UMANG App on your smartphone.
• Step 2: Log in with your UAN and password.
• Step 3: Select the option ‘View Passbook.’
• Step 4: Your PF balance and interest details will be displayed.

2. Through the EPFO Portal

• Step 1: Visit the EPFO Official Portal.
• Step 2: Navigate to the ‘Employee’ section and log in using your UAN and password.
• Step 3: Select ‘Member Passbook.’
• Step 4: Re-enter your credentials to view the passbook with the updated balance and interest.

3. By Missed Call

• Step 1: Dial 9966044425 from your UAN-registered mobile number.
• Step 2: You will receive an SMS with your updated EPF balance details.

4. Using SMS

• Step 1: Send an SMS with the text ‘UAN EPFOHO ENG’ to 7738299899 (replace ENG with your preferred language code).
• Step 2: A reply will provide your account balance and recent transactions.

Why This Matters

• The credited interest adds a significant boost to your retirement savings.
• These easy balance-checking methods ensure transparency and convenience for EPFO members.

Have you checked your EPF balance yet? Let us know if you need help with any step!