EPFO Simplifies PF Transfer Rules: Annexure K Now Available Online for Easy Balance Transfer

If you’ve recently switched jobs and are planning to transfer your Provident Fund (PF) balance, there’s good news. The Employees’ Provident Fund Organisation (EPFO) has simplified the PF transfer process, making it faster, more transparent, and hassle-free for millions of employees across India.

Until now, transferring PF from an old employer to a new one often meant delays, paperwork, and confusion. With the introduction of new rules, EPFO aims to ensure smooth transfers directly into the employee’s updated account with the new employer.

What’s New in PF Transfer Rules?

On September 18, 2025, the Labour Ministry introduced key changes to the PF transfer process. The most significant update is the availability of the Annexure K document directly on the EPFO Member Portal.

Previously, this document was only exchanged between PF offices, and employees had to raise requests to access it. Now, workers can download Annexure K in PDF format online without depending on their PF office.

Additionally, employees can now track the status of their PF transfer online, ensuring full transparency at every stage.

What is Annexure K?

Annexure K is a crucial document issued by EPFO that plays an important role during job changes. It contains complete details of an employee’s PF account and service history, making it essential for a smooth transfer.

Key details included in Annexure K are:

• Employee information and PF account number.

• PF balance and accumulated interest.

• Service history, including joining and exit dates.

• Pension details, where applicable.

In short, this document acts as a bridge between the old and new PF accounts, ensuring that all funds and service records move seamlessly.

How to Download Annexure K Online

Employees no longer need to depend on PF offices for this document. Instead, they can log in to the EPFO Member Portal and follow these steps:

1. Log in using your UAN (Universal Account Number) and password.

2. Go to the Online Services section.

3. Select the Track Claim Status option.

4. Choose the Download Annexure K option.

5. Save the PDF file for future reference and record keeping.

This process makes it easier for employees to keep track of their PF transfer and ensures that they have all necessary documents on hand.

Why the Change Matters for Employees

Earlier, the PF transfer process often created challenges for employees who changed jobs. Delays in obtaining Annexure K meant that balances and service history updates took longer.

Now, with online access and real-time tracking:

• Transparency improves, as employees can see the exact status of their transfer.

• Time is saved, reducing dependency on manual PF office communication.

• Paperwork is minimized, since all documents can be accessed digitally.

• Employee confidence increases, knowing their retirement savings are being managed efficiently.

Key Benefits of the New PF Transfer Rules

• Direct transfer of PF balance from the old employer’s account to the new one.

• Annexure K available online as a downloadable PDF.

• Ability to track transfer requests through the EPFO portal.

• Simplified process, reducing delays and confusion.

• More transparent system, aligning with India’s push for digital governance.

Final Word

The EPFO’s decision to make Annexure K available online marks a major step toward employee-friendly reforms in India’s social security framework. With this change, workers no longer need to worry about delays or paperwork when moving their PF balance after switching jobs.

By simplifying the process, the EPFO not only improves efficiency but also boosts trust among employees who rely on their PF savings for retirement.

For anyone changing jobs, this update ensures that their PF balance and service history are transferred seamlessly into their new account—making the entire process faster, digital, and stress-free.