EPFO Interest: When will your PF interest be credited, and how can you check your balance online from home?

EPF Balance Check: The government has announced the interest rate for the EPFO. Now, people are waiting to know when the interest amount will be credited to their accounts. Here are the key details regarding the interest.

EPFO Latest Updates: The government has decided to maintain the Employees' Provident Fund Organisation (EPFO) interest rate at 8.25% for the financial year 2025-26. This will benefit over 7 crore PF account holders across the country. According to reports, the interest payment is likely to be made around June 2026, although no specific date has been announced yet.

Once the interest amount is transferred to your PF account, it will automatically be added to your total EPF balance. You can then easily check your updated EPF balance.

How and when will the interest appear?

According to the EPFO, the interest due to you is usually added to the accounts after the financial year ends. While the interest is calculated based on the monthly balance maintained in your account throughout the year, the entry is updated in the account all at once. Even if there is a slight delay in crediting the interest, there is no significant loss, as the interest is calculated based on the balance held each month.

How to check EPF balance from home?

You can now check your EPF balance from the comfort of your home using several easy methods:

Passbook Lite
EPFO Member Portal
UMANG App
SMS Service
Missed Call Service

How to check the balance using Passbook Lite

First, visit the official EPFO ​​website and log in using your 12-digit UAN.
Next, complete the OTP verification, go to the "View" section, and select the "Passbook Lite" option.
Here, you will find complete details regarding your balance.

When does an EPF account become inactive?

If no contributions are made to your account for three years, the account may be considered inactive. Additionally, this account may become inactive after your retirement or upon permanently leaving your job. However, interest is earned on active accounts only up to a certain age; therefore, it is crucial for you to check the balance periodically.