EPF Interest Credit: Great news! EPFO ​​has ordered the crediting of interest to 8 crore PF accounts; check via these 4 methods..

EPF Interest Rate: There is great news for approximately 8 crore EPF account holders. The Employees' Provident Fund Organisation (EPFO) has officially announced an interest rate of 8.25% for the financial year 2025-26. Along with this, instructions have been issued to all regional offices to credit the interest amount to the members' accounts.

In a recent circular, the EPFO ​​stated that the Central Government has approved the 8.25% interest rate for 2025-26 under Paragraph 60(1) of the Employees' Provident Fund Scheme, 1952. All concerned offices have now been directed to credit this interest to members' EPF accounts as soon as possible.

**Interest to be credited sooner this time**

This time, the EPFO ​​has consolidated its database and upgraded its software systems.

Consequently, the process of crediting interest is expected to be faster and easier than before. Previously, it used to take one to two months for interest to be credited to all accounts, but this time, the process could be significantly faster.

**Members had been waiting for a long time**

EPF members had been waiting for the interest to be credited to their accounts for quite some time. The EPFO's Central Board of Trustees (CBT) had approved the 8.25% interest rate for the financial year 2025-26 in March 2026. Subsequently, the proposal was sent to the Central Government.

According to the rules, after the CBT's approval, the proposal goes to the Ministry of Finance. Interest is credited to accounts only after final approval is received.

**Interest rate remains unchanged for the third consecutive year**

The Ministry of Finance approved the 8.25% interest rate in June 2026. With this, the EPF interest rate has remained at 8.25% for the third consecutive year. Now, following the formal approval, the EPFO ​​has issued instructions to initiate the process of crediting the interest amount to the accounts. In other words, if you hold an EPF account, the 8.25% interest for the financial year 2025-26 will soon reflect in your account.

Has the interest been credited to your EPF account? Here’s how to check:

If you want to verify whether the 8.25% interest has been credited to your EPF account, you can do so using these simple methods:

1. Check via the EPFO ​​Member Passbook

Visit the EPFO ​​Member Passbook portal.
Log in using your UAN and password.
Select your EPF account.
Open the passbook.
The credited interest will appear under 'Interest Update' or as a new entry.

2. Check via the UMANG App

Open the UMANG app on your mobile.
Go to the EPFO ​​section.
Tap on 'View Passbook'.
Log in using your UAN and OTP.
Check the passbook for the interest entry.

3. Check balance via SMS

Send the following SMS from your registered mobile number to 7738299899:
EPFOHO UAN ENG
If you want the information in Hindi, replace 'ENG' with 'HIN'.
You will receive the EPF balance and interest details via SMS shortly.

4. Check via Missed Call

Give a missed call to 9966044425 from the mobile number registered with your UAN.
You will receive an SMS within a few seconds.
This SMS will contain your EPF balance and account details.

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