Diwali 2024: Say Good Bye to these 5 habits this Diwali, then 'Lakshmi' will always reside in your house..

On the occasion of Diwali, everyone worships Goddess Lakshmi so that her blessings remain on the family and there is never a shortage of money in the house. But just worshipping is not enough. All your habits are also responsible for your financial problems. If you want that there should never be a crisis of money in your life, then for this you will have to change those habits. On this Diwali, along with the worship of Goddess Lakshmi, say goodbye to such 5 habits forever. If you do this, then Goddess Lakshmi will always bless you and you will never have to worry about money.

The habit of not saving

If your expenses are uncontrollable and your entire income ends by the end of the month and you are not able to save anything, then you should improve this habit. Otherwise, a big problem will arise for you in the coming time. Follow the 50-30-20 rule in terms of savings and save 20% of your salary at any cost.

The habit of not investing

Many people save money, but it lies in the account and then suddenly it is spent somewhere and the account becomes empty again. If this sequence continues in your life too, then change it this Diwali. After saving 20% ​​of your income every month, invest it somewhere. Invest in different schemes. Also, be disciplined in terms of investment. Investment is the only means that can increase your money rapidly with time.

Taking loans to fulfill hobbies

In today's time, you get the facility of a loan in the bank, but it can be taken to fulfill your needs, not to fulfill hobbies. If you take a loan for a house, education, to expand the business, or in case of an emergency, then it is your need, but if you are taking a loan for shopping, for traveling, to buy an expensive smartphone, etc., then it is a wasteful expenditure. Stop this expenditure. Take a resolution on Diwali that you will put a stop to such wasteful expenditure.

Not buying health insurance.

Even today, a large section of people in India do not consider health insurance necessary. If you are also one of them, then correct this mistake and buy a health insurance plan next year at any cost. A health emergency can come to anyone at any time. In such a situation, a lot of savings money is spent suddenly and then you keep regretting it. If you buy health insurance in advance, then it will give a protective shield to you and your family and will help save your life in difficult times. It will also save you money. The younger you buy a health insurance plan, the better the price you get.

Showing off being rich

There is a huge difference between being rich and showing off to others. Nowadays, people spend a lot of money on expensive alcohol, parties, smoking, going to expensive restaurants, online games, discs, branded shopping, etc. to show off to themselves, which they can easily save. If they save this money and invest it in the right place, then in the coming few years they will become really rich, and there will be no need to show off to anyone. So on this Diwali, say goodbye to this habit of showing off your wealth forever. If you do not give up this habit in time, then you may have to regret a lot in the future.