Delay in EPFO ​​3.0 Rollout: A Setback for Cab Drivers and Delivery Personnel

The implementation of EPFO ​​3.0 will take an additional year. Although the project received approval back in October 2025, its rollout is facing delays for certain reasons.

In these times of rising costs, a large number of people sustain their households by working as cab drivers or delivery personnel. Saving for the future is essential for everyone—from salaried employees to those in the cab and delivery sectors. If you drive a cab or deliver goods to people's homes, here is an important update for you.

EPFO 3.0 aims to bring gig workers—such as delivery partners and cab drivers—under the umbrella of pension and social security schemes; however, the key takeaway is that the actual implementation of EPFO ​​3.0 may still be some time away.

How long might it take?

A 'Request for Proposal' (RFP) is currently being drafted to select a technology partner for EPFO ​​3.0. Even after the tender process concludes, the overall implementation will take time. Reports suggest that rolling out this system could take approximately one year, meaning the project's launch is likely to be delayed.

When was the project approved?

It is worth noting that EPFO ​​3.0 received approval back in October 2025—a full year ago. While there were plans to implement it within a year, delays related to technical work and the tendering process mean the rollout will take longer than anticipated.

Which workers will benefit?

In fact, EPFO ​​3.0 is designed to benefit not only cab drivers and delivery personnel but also construction workers by bringing them under the ambit of pension and social security schemes; its implementation could thus provide significant benefits to these workers.

Workers in the unorganized sector stand to benefit as well. However, given the reported delays in the project, it is evident that these workers may have to wait a while longer to access these facilities.