Credit Card Tips: Planning a trip during your vacation? These 6 credit cards are the best for travelers..
Nowadays, most people travel by flight and also use credit cards. But did you know that by combining the two, you can get a free flight ticket or a discount? Yes, many banks issue special travel credit cards that allow you to earn reward points on every expense.
By converting these reward points into air miles or travel credit, you can avail of services like ticket booking, hotel stays, or upgrades. But keep in mind, not every card offers the same benefits. Therefore, choosing the right card is crucial. Let's learn about six such credit cards that can prove to be beneficial for travelers.
1- Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is a great option for frequent travelers. This card offers rewards for travel on every airline, meaning it's not limited to any one company. You earn 5 EDGE Miles per trip, with 1 EDGE Mile equaling ₹1. Your first transaction within 37 days of card issuance earns you a bonus of 2,500 EDGE Miles. You can redeem these miles for flight bookings, hotel bookings, or upgrades.
2- American Express Platinum Travel Credit Card
This card is ideal for those who travel frequently. If you spend ₹1.90 lakh annually, you earn 15,000 reward points. If you reach ₹4 lakh in annual spending, you receive an additional 25,000 points. These points can be redeemed for flight or hotel bookings in the Platinum Travel Collection. The rewards earned on this card are highly valuable, especially for international trips.
3- SBI Card Miles Elite
This SBI card operates on a travel credit system. Upon receiving the card, you receive 5,000 travel credits as a welcome gift. For every ₹200 spent, you receive 6 travel credits. These can be converted into air miles, hotel points, or direct travel bookings. If you spend ₹20,000 a month, you'll earn approximately 600 travel credits, which can be used for booking tickets later.
4- HDFC 6E Rewards Indigo Credit Card
If you frequently travel with Indigo Airlines, this card is especially suitable for you. You earn 2.5 6E Rewards for every ₹100 spent. Bonus rewards are also available when booking flights on the Indigo app or website. The card comes with a free flight voucher worth ₹1,500. All rewards are transferred to your IndiGo account at the end of the month. Your Indigo Miles balance grows rapidly, allowing you to book your next flight at a discount or for free.
5- Axis Bank Horizon Credit Card
Another great card from Axis is the Horizon Credit Card. Every ₹100 spent on the Axis Travel EDGE portal or airline website earns 5 EDGE Miles. The first ₹1,000 transaction within 30 days of card issuance earns a bonus of 5,000 EDGE Miles. These miles can be redeemed for flights, hotels, or gift vouchers. This card also includes lounge access and airport dining discounts.
6- ICICI Bank Emirates Skywards Credit Card
This card is extremely useful if you travel abroad with Emirates Airlines. Every spend earns Skywards Miles, which can be redeemed for flight tickets. The card also offers airport lounge access and priority check-in. This card comes in three variants: Emerald, Sapphiro, and Rubyx, each with different benefits. This card allows you to redeem miles on Emirates and several other partner airlines.
How to choose the right travel card?
If you travel mostly domestically, the Axis or HDFC 6E card is a good choice. For international travelers, the ICICI Skywards or Amex Platinum card will be beneficial. For those who use multiple airlines, the Axis Atlas or Horizon card will be the best choice.
Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
