Credit Card Tips: Do you want huge discounts and cashback on your credit card every time? Follow these 10 easy tips...

Credit Card Cashback Tips: The right use of credit card not only makes you convenient but also allows you to take advantage of cashback and other benefits. Let us know some easy tips and tricks by following which you can get maximum cashback and great offers on your credit card.

Understand rewards points
Many credit cards have the option of reward points. You can convert these points into cashback, gift vouchers, or discounts. Read your card policy carefully and make the most of it.

Choose the right card.
Every credit card gives cashback in different categories. Like shopping, travel, dining, etc. Choose the right credit card according to your spending pattern.

Take advantage of offers and deals.
Credit card companies offer exclusive cashback offers and deals on festivals and special occasions. Keep an eye on emails and notifications to take advantage of these offers.

Focus on online shopping.
Using credit cards during online shopping gives more cashback and discounts. Take advantage of card-specific offers on Flipkart, Amazon, and other platforms.

Use EMI properly
If you are making a big purchase, use the EMI option. Many cards offer no-cost EMI and additional cashback benefits.

Shop at companies' partner stores
Credit card companies offer more cashback at their partner stores. Check the list of partner stores of your card and shop there.

Meet the minimum spending limit
Many cards have a minimum spending limit to get cashback. Keep this limit in mind and meet it so that you can avail the cashback.

Set up automatic bill payment.
Setting up automatic bill payment on a credit card gives cashback and rewards. Along with this, you will also save time.

Pay fuel and other utility bills.
Many credit cards offer fuel surcharge waivers and cashback on utility bill payments. Manage this with your card.

Avoid rolling bill payments.
If you don't pay your bill on time, you may have to pay late payment fees and interest. This reduces the cashback benefits. Always pay bills on time.

Disclaimer: This content has been sourced and edited from ZEE Business Hindi. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.