Cardless Cash Withdrawal: Withdraw money from an ATM machine without a card like this, UPI ATM is very useful

Sometimes, you may need cash urgently and you find that you do not have your debit card with you. In such situations, withdrawing money from an ATM without a card may seem challenging. You must have heard about cardless cash withdrawals, but do you know how to withdraw money from ATM without card?

If not, stay with us as we explain how you can withdraw money from ATM using UPI when you do not have your card with you. People often get confused between ATM cash withdrawal and cardless cash withdrawal. UPI ATMs provide a feature that allows you to withdraw money from ATM without using the card.

Here is a step by step process to help you understand the process of withdrawing money from ATM using UPI.

UPI ATM Cash Withdrawal: Know the complete process

1. Make sure your phone number is registered with UPI.
2. On the ATM screen, select the option of UPI Cash Withdrawal/Cardless Cash or QR Cash.
3. Enter the amount you wish to withdraw.
4. The ATM will display a one-time use dynamic QR code. Scan this QR code using any UPI app (such as PhonePe, Paytm, Google Pay, etc.).
5. After scanning the code, enter your UPI PIN and the transaction will be completed. The ATM will dispense the money.
6. UPI ATM Withdrawal Limit: How much can you withdraw?
7. With UPI at ATMs, you can withdraw up to ₹10,000 per transaction. However, keep in mind that this amount will count towards your daily UPI withdrawal limit.