Both husband and wife will get a pension of Rs 10,000, take advantage of this government scheme.
Atal Pension Yojana: If a husband and wife are looking for a pension scheme, then this scheme is great for them. Both can get a pension of Rs 10,000. Know how.
All working people worry about their retirement. Many people are very worried about how they will manage their expenses after retirement. Because they do not have any stable income source. In such a situation, retirement schemes come in handy.
There are many private and government schemes for this. If we talk about them, Atal Pension Yojana is also a very good scheme. In this, both husband and wife can get a pension of up to Rs 10,000 together.
The government started this scheme keeping in mind the people of the unorganized sector. The purpose of the scheme was that people of low income group can also get pension. By joining this scheme, both you and your spouse can get lifelong pension.
In Atal Pension Yojana, monthly pension of 1000 to 5000 is given after the age of 60 years. If both husband and wife open separate accounts in it, then both will get a pension of Rs 5000 each, i.e. a total of Rs 10000.
To join this scheme, your age should be between 18 to 40 years. The younger you apply for the scheme, the lesser the monthly premium you will have to pay. Which will be auto-debited from your bank account.
To avail of the benefits of the scheme, if someone joins at the age of 30 and wants a monthly pension of Rs 5000, then he will have to pay around Rs 577 monthly. If someone joins the scheme at the age of 35, then he will have to pay around Rs 902 monthly.
You can apply for this scheme at the nearest bank or post office. Take the necessary documents like Aadhar card, mobile number, and bank account. Let us tell you that this facility is available online in many banks. Therefore, it is important for both husband and wife.
