Bihar Government Secures Newborn Girls’ Future With FD Scheme: Eligibility, Benefits, and How to Apply

Across India, girls are proving their strength and talent in every field—from defence services and civil administration to space research and international sports. To encourage this progress and ensure financial security for the girl child, governments at both the central and state levels have launched several welfare schemes. One such initiative is the Mukhyamantri Kanya Suraksha Yojana, run by the Bihar Government, which focuses on safeguarding the future of daughters from economically weaker families starting right from birth.

This scheme is designed to provide early financial support, promote social awareness, and strengthen the position of the girl child in society.

What Is Mukhyamantri Kanya Suraksha Yojana?

Mukhyamantri Kanya Suraksha Yojana is a social welfare scheme launched by the Bihar Government for newborn girls belonging to Below Poverty Line (BPL) families. The primary aim of the scheme is to ensure financial security for girls from disadvantaged backgrounds while also addressing serious social issues such as female foeticide and declining sex ratio.

The scheme encourages parents to register the birth of their daughters and motivates families to view daughters as assets rather than liabilities. By linking financial assistance with birth registration, the government also promotes official documentation and accountability.

Key Objectives of the Scheme

The scheme has multiple long-term social and economic goals:

• Prevent female foeticide

• Improve the gender ratio in the state

• Encourage timely birth registration

• Provide financial security to girls from poor families

• Support girls’ future education and well-being

Through these objectives, the scheme aims to create a more inclusive and balanced society.

What Benefits Do Beneficiaries Receive?

Under the Mukhyamantri Kanya Suraksha Yojana, the Bihar Government deposits ₹2,000 in the name of the newborn girl as a Fixed Deposit (FD). This amount is invested securely and is meant to support the girl in her future needs.

If, unfortunately, the girl child passes away before maturity, the deposited amount is returned to the concerned government department, ensuring proper utilization of public funds.

Although the amount may appear modest, the scheme’s real value lies in its symbolic message—financial protection for daughters from the very beginning of life.

Who Is Eligible for the Scheme?

To avail the benefits of this scheme, families must meet the following eligibility criteria:

• The family must be a permanent resident of Bihar

• The girl child must be born on or after 22 November 2007

• The family must belong to the BPL (Below Poverty Line) category

• A maximum of two daughters per family can receive benefits under the scheme

Only families fulfilling all these conditions are considered eligible.

How to Apply for Mukhyamantri Kanya Suraksha Yojana

The application process for this scheme is simple and offline, making it accessible to families in rural and urban areas alike.

Eligible families can obtain the application form from:

• The Women and Child Development Corporation, Bihar

• Nearby government offices or designated welfare centers

After filling out the form, it must be submitted along with the required documents. Once the documents are verified, eligible beneficiaries are informed, and the FD process is initiated.

Documents Required for Application

Applicants must submit the following documents to complete the application process:

• Birth certificate of the girl child

• BPL certificate

• Aadhaar cards of parents

• Bank account details

Providing accurate and valid documents is essential for timely approval.

Why This Scheme Matters

Mukhyamantri Kanya Suraksha Yojana is more than just a financial assistance program. It represents a strong policy step toward gender equality, social security, and women empowerment. By ensuring financial support at birth, the scheme sends a clear message that daughters deserve equal care, opportunity, and respect.

For families struggling financially, this initiative offers reassurance and encourages a positive mindset toward raising daughters with confidence and dignity.