Bihar CM Women Employment Scheme: ₹10,000 to Be Credited Today, Know How to Get Up to ₹2 Lakh

By Siddhi Jain | Sep 23, 2025, 11:08 IST

Patna, Sept 23, 2025 – This Navratri brings good news for women in Bihar. Under the Mukhyamantri Mahila Rojgar Yojana (CM Women Employment Scheme), over 50 lakh women beneficiaries are set to receive the first installment of ₹10,000 directly in their bank accounts today. The scheme, launched by the Bihar government under the leadership of Chief Minister Nitish Kumar, is aimed at promoting self-employment and financial independence among women.

According to official sources, CM Nitish Kumar will transfer nearly ₹5,000 crore through Direct Benefit Transfer (DBT) during a state-level program scheduled after 11 AM. The event will also be broadcast live across district headquarters, ensuring transparency and wider participation.

About the Scheme

The Mukhyamantri Mahila Rojgar Yojana has attracted massive interest, with more than 1.6 crore women applicants from across the state. The initiative allows one woman from each family in Bihar to apply, provided she is associated with a Jeevika Self-Help Group (SHG).

The scheme’s primary objective is to encourage entrepreneurship among women by offering them seed money to start small businesses. Beneficiaries will receive ₹10,000 as the first installment, with the possibility of availing up to ₹2 lakh in financial assistance after a performance review of their business activity.

How the Payments Will Be Made

The first installment of ₹10,000 will be transferred today via Direct Benefit Transfer (DBT) to eligible beneficiaries. To receive the amount, it is essential that:

The applicant’s bank account is linked to Aadhaar.
The registered mobile number is active to receive SMS notifications.

Beneficiaries do not need to take any additional action once their details are verified. The credited amount will be notified through a confirmation message on their registered mobile numbers.

Who Is Eligible?

To qualify for the scheme, the applicant must:

Be a member of a Jeevika Self-Help Group.
Provide valid details such as Aadhaar number, bank account number, mobile number, and intended business activity while filling out the form.
Upload supporting documents including Aadhaar card, bank passbook, passport-size photograph, and a scanned signature.

Women who are not yet part of Jeevika SHGs must first join these groups to become eligible.

How to Avail Up to ₹2 Lakh

While the first installment is fixed at ₹10,000, the scheme offers financial support of up to ₹2 lakh for women entrepreneurs. The process works as follows:

Beneficiaries must begin their chosen business activity with the seed money.
Authorities will review the progress of the business after six months.
Based on performance reports, women may become eligible for additional funding up to ₹2 lakh to expand their enterprises.

This approach ensures that funds are allocated to women who genuinely use the financial aid for entrepreneurship, creating sustainable employment opportunities.

A Boost for Women Empowerment in Bihar

The Mukhyamantri Mahila Rojgar Yojana reflects Bihar’s commitment to women’s empowerment, poverty reduction, and economic growth. By combining immediate financial aid with long-term business support, the government aims to create a cycle of self-reliance and entrepreneurship across rural and urban areas.

With the festive season coinciding with the scheme’s rollout, today’s announcement is expected to provide a significant morale boost to women beneficiaries and their families. Analysts believe that such initiatives could also have a positive impact on Bihar’s employment rate and rural economy in the long run.

Key Highlights of the Scheme

Beneficiaries: Over 50 lakh women in Bihar.
First Installment: ₹10,000 credited today via DBT.
Maximum Assistance: Up to ₹2 lakh after six months of review.
Eligibility: One woman per household, must be a Jeevika SHG member.
Application Requirement: Aadhaar, bank details, mobile number, photo, and business details.
Objective: Promote women’s self-employment and financial independence.

Final Word

For millions of women in Bihar, this Navratri will mark a new beginning. The ₹10,000 credited today is not just financial aid but a stepping stone toward economic independence and entrepreneurship. Those who effectively use the seed money stand a chance to secure up to ₹2 lakh in future installments, strengthening their livelihoods and contributing to Bihar’s economy.