Big good news for PhonePe users, you can make payments even if you don't have a bank account.

If you use Phonepe, then there is good news for you. NPCI has launched a useful feature for crores of PhonePe users. Now PhonePe users can make payments even for those who do not have a bank account or internet banking.

Ever since the use of the internet and smartphones has increased, the biggest change has been seen in the transaction of money. Digital payment in India has been increasing rapidly in the last few years. Now even payment of 1-2 rupees is done online. Platforms providing digital payment facilities are bringing new features to make money transactions easier. PhonePe has introduced a feature that has made crores of users happy.

PhonePe has launched the UPI Circle feature to provide convenience to its users. With the help of this feature, users will be able to make UPI payments to their family members or friends. This feature is going to be very useful, especially for those who do not have a bank account or who do not use online banking. Those friends of such users who use UPI will be able to make payments for them.

NPCI has ended a big problem

Let us tell you that this feature was launched by NPCI. NPCI had earlier limited it to the GooglePay app only, but now it has been given on PhonePe as well. Phonepe gave information about the arrival of the UPI Circle feature by posting from its official X account.

If you want to make online payment for a member who does not have a bank account or net banking facility, then you have to add that member to the PhonePe account first. Only after this, you will be able to make UPI payments for them. Let us tell you that the added member will scan the payment QR code from anywhere. After this, the payment request will reach the primary member and you will be able to pay it easily.

How does UPI Circle work?

To use the UPI Circle feature, first open the PhonePe App on your smartphone.

Now you will see the UPI Circle option when you scroll down in the application.

After clicking on the UPI Circle option, you can add your close friends and family members to your account.

Let us tell you that the primary user can use UPI Id or QR code to add a secondary user to their app.

After adding a member, you can easily make online payments for others.