Bank Holidays in October 2025: Banks to Remain Shut for 21 Days Across India – Full State-Wise List

New Delhi, September 27, 2025: October 2025 is set to bring a long list of bank holidays across India. According to the Reserve Bank of India (RBI) holiday schedule, banks across different states will remain closed for a total of 21 days, including national holidays, regional festivals, and regular weekend offs. Customers are advised to plan their financial transactions in advance to avoid inconvenience.

Why Are Banks Closed for 21 Days?

The month of October is packed with several major festivals such as Gandhi Jayanti, Dussehra, Diwali, Chhath Puja, Karwa Chauth, Bhai Dooj, and Kali Puja. While some of these holidays are observed nationwide, others vary from state to state depending on regional customs and traditions.

Apart from festival-related holidays, banks will also remain closed on Sundays and the second and fourth Saturdays, which are part of the regular weekly holiday schedule.

Key Bank Holidays in October 2025

Here’s a breakdown of the major bank holidays for October 2025 along with the states where they will be observed:

• October 1, 2025 (Wednesday): Maha Navami – Bihar, Jharkhand, Karnataka, Kerala, Meghalaya, Nagaland, Tamil Nadu, Telangana, Tripura, West Bengal, and other states.

• October 2, 2025 (Thursday): Gandhi Jayanti – Nationwide holiday, banks will remain closed across all states.

• October 7, 2025 (Tuesday): Maharishi Valmiki Jayanti – Observed in Delhi, Haryana, Punjab, Chandigarh, and Himachal Pradesh.

• October 17, 2025 (Friday): Karwa Chauth – Public holiday in Punjab, Haryana, Rajasthan, Uttar Pradesh, and Delhi.

• October 20–23, 2025: Diwali celebrations including Narak Chaturdashi, Lakshmi Puja, Govardhan Puja, and Bhai Dooj – observed in multiple states with variations.

• October 27–28, 2025 (Monday–Tuesday): Chhath Puja – Celebrated in Bihar, Jharkhand, Uttar Pradesh, and some parts of Delhi.

• October 31, 2025 (Friday): Kali Puja in West Bengal, Sardar Patel Jayanti in Gujarat, and Diwali holiday in Delhi.

Regional Variations in Holidays

• Northern India: States like Uttar Pradesh, Delhi, Punjab, Haryana, Himachal Pradesh, and Rajasthan will see multiple closures due to Karwa Chauth, Diwali, Bhai Dooj, and Chhath Puja.

• Eastern India: Bihar, Jharkhand, and West Bengal will observe additional closures for Chhath Puja and Kali Puja.

• Southern India: States like Karnataka, Kerala, Tamil Nadu, and Telangana will have bank closures during Maha Navami and Diwali festivities.

• Western India: Gujarat will see an official holiday on Sardar Patel Jayanti in addition to Diwali celebrations.

Impact on Customers

While physical branches will remain closed, digital banking services including mobile apps, internet banking, ATMs, and UPI transactions will continue to operate normally. Customers should, however, avoid waiting until the last moment for tasks like cheque clearance, demand drafts, or in-person banking since these services will be unavailable on holidays.

Tips for Bank Customers

• Plan in Advance: Complete major transactions, withdrawals, or deposits before long consecutive holidays like Diwali and Chhath Puja.

• Use Online Services: Leverage net banking, UPI apps, and ATMs to manage day-to-day financial needs during bank closures.

• Check State-Wise Calendar: Since many holidays are regional, customers should verify specific dates applicable in their state.

Conclusion

With 21 days of bank closures in October 2025, including a mix of national and regional festivals, customers should be mindful of the holiday schedule. While digital services ensure that core banking functions remain unaffected, those relying on branch visits must plan accordingly to avoid delays. Festivals like Dussehra, Diwali, Karwa Chauth, and Chhath Puja will bring joy across the country, but they will also keep banks shut for extended periods.