Bank Holidays in October 2025: Banks to Remain Closed for 11 Days in the Last 15 Days, Check Full List

With the festive season in full swing, several bank branches across India will remain closed for multiple days during the remaining half of **October 2025**. According to the **Reserve Bank of India’s (RBI)** official holiday calendar, banks will be closed for **11 days in the next 15 days**, including weekends and regional holidays. Customers are advised to **complete their important transactions in advance** to avoid any inconvenience.

Major Festivals to Affect Banking Operations

The second half of October brings a series of major Indian festivals such as **Dhanteras, Kati Bihu, Choti Diwali, Diwali, Govardhan Puja, Chhath Puja, and Bhai Dooj**. These celebrations vary from state to state, resulting in a staggered list of holidays. Although physical bank branches will remain shut, customers can still access **ATM services, UPI payments, and internet banking** without interruption.

Key Dates When Banks Will Be Closed

Here’s a detailed look at the upcoming bank holidays in the remaining days of October 2025:

* **October 18 (Saturday):** Banks in Assam will remain closed for **Kati Bihu**.
* **October 19 (Sunday):** Weekly holiday — all banks across India will remain closed.
* **October 20 (Monday):** On **Diwali, Naraka Chaturdashi, and Kali Puja**, banks in Tripura, Gujarat, Mizoram, Karnataka, Madhya Pradesh, Chandigarh, Tamil Nadu, Uttarakhand, Assam, Telangana, Arunachal Pradesh, Rajasthan, Uttar Pradesh, Kerala, Nagaland, West Bengal, Delhi, Goa, Chhattisgarh, Jharkhand, Meghalaya, Himachal Pradesh, and Andhra Pradesh will be closed.
* **October 21 (Tuesday):** Due to **Diwali Amavasya, Laxmi Puja, and Govardhan Puja**, banks in Maharashtra, Madhya Pradesh, Odisha, Sikkim, Manipur, Jammu, and Srinagar will observe holidays.
* **October 22 (Wednesday):** Banks in Gujarat, Maharashtra, Karnataka, Uttarakhand, Sikkim, Rajasthan, Uttar Pradesh, and Bihar will close for **Vikram Samvat New Year, Diwali, Govardhan Puja, and Balipadyami**.
* **October 23 (Thursday):** On **Bhai Dooj, Chitragupta Jayanti, and Ningol Chakkouba**, banks in Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh will remain closed.
* **October 25 (Saturday):** Fourth Saturday — all banks will be closed as per RBI norms.
* **October 26 (Sunday):** Weekly holiday.
* **October 27 (Monday):** Banks in West Bengal, Bihar, and Jharkhand will remain closed for **Chhath Puja (Evening Arghya)**.
* **October 28 (Tuesday):** Banks in Bihar and Jharkhand will stay closed for **Chhath Puja (Morning Arghya)**.
* **October 31 (Friday):** Banks in Gujarat will observe a holiday to mark **Sardar Vallabhbhai Patel Jayanti**.

RBI Holiday Schedule for October 2025

The **RBI’s regional holiday list** highlights that not all states will observe holidays on the same days. Different states have distinct local festivals and customs, which influence the holiday schedule. For instance, while **Diwali and Govardhan Puja** are widely celebrated across northern and western India, **Kati Bihu** and **Ningol Chakkouba** are region-specific holidays in Assam and Manipur, respectively.

The RBI’s comprehensive list covers major cities such as **Mumbai, Delhi, Kolkata, Bengaluru, Chennai, Ahmedabad, Jaipur, Lucknow, Ranchi, Guwahati, Dehradun, and Hyderabad**, with varying dates of closure depending on regional observances.

How Customers Can Plan Ahead

Since banks will be closed for almost two-thirds of the remaining days in October, customers are urged to **plan their visits and transactions in advance**. Activities such as **loan processing, cheque clearance, document submission, and branch-based cash deposits or withdrawals** should be completed before the holiday stretch begins.

However, there is no need to worry about daily digital payments. **Online banking, UPI, mobile apps, and ATM services will continue to operate 24x7** throughout the festive period, ensuring smooth financial transactions.

Final Takeaway

October 2025 is turning out to be one of the busiest months for both banks and customers due to the overlapping festive holidays across India. With **11 bank holidays scheduled in the last 15 days**, planning ahead is the best way to avoid last-minute hassles. Whether it’s bill payments, fund transfers, or cash withdrawals, getting things done early will ensure that you can celebrate the festive season worry-free.