Bank Holidays in January 2026: The list of holidays is here! Find out when banks will be closed in January..

January 2026 Bank Holidays: Only one week remains until the end of December. After that, the new year 2026 will begin. As soon as the new year starts, the first question that comes to people's minds is about holidays. This is especially important for those who have banking-related work, as they need to know when banks will be closed in January 2026.

The Reserve Bank of India (RBI) has released the bank holiday list for January 2026.  Due to festivals and events in different states, there will be a total of 10 bank holidays this month. If we add the 2 Saturdays and 4 Sundays, banks will be closed for a total of 16 days in January.

How many days will banks be closed in January 2026?
According to the RBI's holiday list:

State-wise bank holidays – 10 days
Sundays – 4 days
Second and Fourth Saturdays – 2 days
This means that banking services will not be available at branches for a total of 16 days in January 2026. However, these holidays will not be the same in all states.

When will banks be closed in January 2026?
Below is the complete list of January 2026 Bank Holidays, so you can plan your banking-related work. State-wise Bank Holidays
January 1, 2026: New Year's Day / Gaan-Ngai

(Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong)

January 2, 2026: New Year Celebration / Mannam Jayanti

(Aizawl, Kochi, Thiruvananthapuram)

January 3, 2026: Birthday of Hazrat Ali

(Kanpur, Lucknow)

January 12, 2026: Swami Vivekananda Jayanti

(Kolkata)

January 14, 2026: Makar Sankranti / Magh Bihu

(Ahmedabad, Bhubaneswar, Guwahati, Itanagar)

January 15, 2026: Uttarayan Punyakal / Pongal / Maghe Sankranti

(Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada)

January 16, 2026: Thiruvalluvar Day

(Chennai)

January 17, 2026: Uzhavar Thirunal

(Chennai)

January 23, 2026: Netaji Subhas Chandra Bose Jayanti / Saraswati Puja / Basant Panchami

(Agartala, Bhubaneswar, Kolkata)

January 26, 2026: Republic Day

(Banks closed in almost all major cities)

Weekly Bank Holidays in January 2026
January 4: Sunday
January 10: Second Saturday
January 11: Sunday
January 18: Sunday
January 24: Fourth Saturday
January 25: Sunday
All bank branches across the country will remain closed on these days.

Will banking services be completely shut down during the holidays?
Despite bank branches being closed, customers will not face much inconvenience as facilities like net banking, mobile banking, UPI, and ATM services will remain operational during holidays. You can complete many banking tasks from the comfort of your home. However, for tasks like check clearance, cash deposit, or passbook updates, you will have to wait for the branch to reopen.

Why do holidays vary from state to state?
According to the RBI, bank holidays are not the same in all states. Holidays in each state are determined based on local festivals and events. Therefore, before conducting any important banking transactions, be sure to check the list of holidays in your state.

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