Bank Holidays in January 2026: Banks to Remain Closed for 16 Days — Check RBI Schedule Before Visiting Branch

As the calendar turns to 2026, bank customers are advised to plan their financial tasks smartly. January will come with a long list of holidays, including weekly offs, when banking services at physical branches will remain unavailable. According to the Reserve Bank of India’s (RBI) holiday calendar, banks across various states will remain closed for up to 16 days throughout the month.

While most banking needs today can be handled online, there are still many services that require an in-person visit — such as KYC updates, cheque clearance issues, locker access, and large cash transactions. To avoid inconvenience, checking the holiday list in advance becomes crucial.

Below is a detailed breakdown of all bank holidays in January 2026, including regional festive closures and national holidays.

Full List of Bank Holidays in January 2026

📌 January 1, 2026 (Thursday)
New Year’s Day and Gaan-Ngai Festival
Banks will be closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong.

📌 January 2, 2026 (Friday)
New Year celebrations / Mannam Jayanthi
Holiday for banks in Aizawl, Kochi and Thiruvananthapuram.

📌 January 3, 2026 (Saturday)
Hazrat Ali’s Birthday
Banks to remain closed in Lucknow.

📌 January 4, 2026 (Sunday)
Weekly holiday across India.

📌 January 10, 2026 (Second Saturday)
Banks closed nationwide.

📌 January 11, 2026 (Sunday)
Weekly off for all banks.

📌 January 12, 2026 (Monday)
Swami Vivekananda Jayanti
Bank closure only in Kolkata.

📌 January 14, 2026 (Wednesday)
Makar Sankranti & Magh Bihu
Banks will remain closed in Ahmedabad, Bhubaneswar, Guwahati and Itanagar.

📌 January 15, 2026 (Thursday)
Pongal / Uttarayana / Makar Sankranti celebrations
Closures in Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada.

📌 January 16, 2026 (Friday)
Thiruvalluvar Day
Banks shut in Chennai.

📌 January 17, 2026 (Saturday)
Uzhavar Thirunal
Another holiday in Chennai.

📌 January 18, 2026 (Sunday)
Nationwide weekly closure.

📌 January 23, 2026 (Friday)
Netaji Subhas Chandra Bose Jayanti / Saraswati Puja / Basant Panchami
Banks closed in Agartala, Bhubaneswar and Kolkata.

📌 January 24, 2026 (Fourth Saturday)
Banks closed nationwide.

📌 January 25, 2026 (Sunday)
Weekly holiday.

📌 January 26, 2026 (Monday)
Republic Day
National holiday — banks closed across major cities in India.

Plan Your Banking Needs in Advance

Banks do not remain shut for 16 consecutive days — closures vary based on:
✔ Regional holidays
✔ Local festivals
✔ National celebrations
✔ Weekly offs (Sundays + 2nd & 4th Saturdays)

Digital banking options like mobile banking, UPI payments, ATM withdrawals, and internet banking will continue to work without interruption. However, if you need branch-level services, ensure that you check the relevant closure date based on your city before visiting.

Final Tip for Customers

If you have urgent financial tasks scheduled for early January — such as investment updates, account documentation, or time-bound transactions — it’s better to plan ahead and avoid hassle due to holiday closures.