Bank Holidays in January 2026: Banks to Remain Closed for 16 Days, Check the Full Holiday List

As December comes to an end, the excitement for the New Year 2026 is already building up. With new beginnings, people often plan important banking tasks in the first month of the year — whether it’s updating passbooks, completing KYC requirements, applying for loans, or submitting essential documents. While digital banking services have become more widespread, several tasks still require a physical visit to the bank branch. That is why it’s important to know the complete schedule of bank holidays before heading out.

The Reserve Bank of India (RBI) has released the list of bank holidays for January 2026. According to the schedule, banks will remain closed for 16 days during the month. These holidays include Sundays, second and fourth Saturdays, along with several regional festivals and important national events. Since many holidays vary by region, customers are advised to check bank closure details applicable in their respective states.

Planning your banking work ahead can help you avoid last-minute inconvenience. Below is the detailed list of days when banks will remain closed in January 2026.

Complete List of Bank Holidays – January 2026

📌 1 January 2026 (Thursday):
New Year and Gaan-Ngai — Banks closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong.

📌 2 January 2026 (Friday):
New Year celebration and Mannam Jayanthi — Banks closed in Aizawl, Kochi, and Thiruvananthapuram.

📌 3 January 2026 (Saturday):
Hazrat Ali’s Birth Anniversary — Bank holiday in Lucknow.

📌 4 January 2026 (Sunday):
Weekly holiday — Banks closed nationwide.

📌 10 January 2026 (Saturday):
Second Saturday — All banks closed.

📌 11 January 2026 (Sunday):
Weekly holiday — Banks closed nationwide.

📌 12 January 2026 (Monday):
Swami Vivekananda Jayanti — Banks closed in Kolkata.

📌 14 January 2026 (Wednesday):
Makar Sankranti/Magh Bihu — Bank holiday in Ahmedabad, Bhubaneswar, Guwahati, and Itanagar.

📌 15 January 2026 (Thursday):
Pongal/Uttarayan/Makar Sankranti — Banks closed in Bengaluru, Chennai, Gangtok, Hyderabad, and Vijayawada.

📌 16 January 2026 (Friday):
Thiruvalluvar Day — Banks closed in Chennai.

📌 17 January 2026 (Saturday):
Uzhavar Thirunal — Bank holiday in Chennai.

📌 18 January 2026 (Sunday):
Weekly holiday — All banks closed.

📌 23 January 2026 (Friday):
Netaji Subhash Chandra Bose Jayanti, Saraswati Puja/Basant Panchami — Banks closed in Agartala, Bhubaneswar, and Kolkata.

📌 24 January 2026 (Saturday):
Fourth Saturday — Banks closed nationwide.

📌 25 January 2026 (Sunday):
Weekly holiday — Banks closed across the country.

📌 26 January 2026 (Monday):
Republic Day — Banks will remain closed nationwide.

Where Will Banks Be Closed?

Bank holidays differ across states depending on local festivals and celebrations. Major cities including Chennai, Kolkata, Bengaluru, Hyderabad, Guwahati, Lucknow, and Aizawl will witness multiple holidays throughout the month.

Digital Banking Services Will Continue

Even though physical branches will remain shut, customers can continue using:

• UPI transactions

• Mobile banking

• Internet banking

• ATMs

These services will remain operational round the clock without disruption.

Plan Ahead to Avoid Delays

If you have any urgent banking work in January 2026, make sure to complete it before the holidays begin — especially those tasks that require branch visits. With 16 non-working days lined up in the first month of the year, advance planning will help ensure a smooth start to your financial activities in 2026.