Bank Holidays in April 2026: Full RBI List, Dates & What It Means for Your Banking Plans

If you’re planning any important banking work this month, it’s crucial to check the holiday schedule in advance. As per the official calendar released by the Reserve Bank of India, banks across India will remain closed on multiple days in April 2026 due to annual closing, national holidays, and regional festivals.

Here’s a detailed and easy-to-understand guide to all bank holidays in April 2026.

Why Banks Will Remain Closed in April

April is a busy month for banks due to:

• Financial year-end closing activities
• National holidays like Good Friday
• Regional festivals such as Bihu, Vishu, and Tamil New Year

👉 Since holidays vary by state, not all banks will be closed nationwide on every date.

Complete List of Bank Holidays in April 2026

April 1 – Annual Account Closing

• Banks will not serve customers due to year-end financial closing
• Branches may be open internally, but no public transactions allowed
• Some states may remain operational

April 3 – Good Friday

• Banks closed in most major cities including Delhi, Mumbai, Kolkata, Chennai, and Bengaluru

April 14 – Major Festival Holiday

• Banks closed in many states due to:
  • Ambedkar Jayanti
  • Baisakhi
  • Tamil New Year
  • Bohag Bihu

April 15 – Regional New Year Celebrations

• Banking services affected in select states due to regional festivals

April 16 – Bohag Bihu (Assam)

• Banks closed in Assam

April 20 – Basava Jayanti / Akshaya Tritiya

• Banks closed in Karnataka

April 21 – Garia Puja

• Banks closed in Tripura

State-Wise Variations You Should Know

Bank holidays are not uniform across India. For example:

• Kerala, Assam, Tamil Nadu, and West Bengal may observe more holidays due to regional festivals
• Northern states may have fewer holidays during the same period

👉 Always check your local branch schedule before planning a visit.

Will Online Banking Work During Holidays?

Yes, digital banking services will continue to function normally.

You can still use:

• UPI payments
• Mobile banking apps
• Internet banking
• ATM withdrawals

👉 However, services like cheque clearing, demand drafts, and branch-based transactions will not be available.

How These Holidays Affect You

During bank holidays:

❌ No in-branch services
❌ No cheque processing
❌ No cash deposit at counters

✔ Digital transactions remain active
✔ ATM services available

Smart Tips for Customers

• Plan your banking work in advance
• Avoid last-minute branch visits on holidays
• Use digital platforms for urgent needs
• Keep track of regional holiday differences

Conclusion

April 2026 has several bank holidays spread across the month, making it essential to plan your financial activities carefully. With both national and regional closures, staying informed about the schedule can save you time and hassle.

Even though branches may remain closed on certain days, digital banking ensures that your essential transactions continue smoothly.