Bank Holiday Today: Will Banks Remain Closed on Saturday, December 13? What RBI’s Holiday List Says

Many bank customers across India often find themselves confused about Saturday banking holidays—especially when urgent financial work is planned. If you are wondering whether banks are open today, Saturday, December 13, here is a clear answer based on the Reserve Bank of India (RBI) guidelines.

According to RBI rules, banks across the country remain closed on the second and fourth Saturdays of every month. Since December 13, 2025, falls on the second Saturday, all public and private sector banks will remain closed nationwide today. Only the first, third, and fifth Saturdays are designated as working days for banks.

Why Are Banks Closed on the Second Saturday?

The RBI introduced the second and fourth Saturday holiday system to improve work-life balance for bank employees while ensuring sufficient working days for customers. As per this system:

• First, third, and fifth Saturdays – Banks are open

• Second and fourth Saturdays – Banks are closed

• All Sundays – Weekly holiday

As a result, branch-based banking services such as cash deposits, withdrawals, cheque clearing at branches, passbook updates, and account-related work will not be available today.

December 2025: Multiple Bank Holidays Across States

December 2025 has several bank holidays due to regional festivals, state-specific observances, and Christmas celebrations. This means banking services may be disrupted on multiple days, depending on your location. Customers are advised to plan important banking tasks in advance to avoid inconvenience.

Below is a summary of key bank holidays in December 2025:

• December 12 (Friday):
  Banks closed in Meghalaya in observance of the martyrdom day of freedom fighter Pa Togan Nengminza Sangma.

• December 13 (Saturday):
  Second Saturday – Banks closed nationwide.

• December 14 (Sunday):
  Weekly holiday.

• December 18 (Thursday):
  Banks closed in Meghalaya for the death anniversary of Khasi poet U Soso Tham.

• December 19 (Friday):
  Banks closed in Goa on the occasion of Goa Liberation Day.

• December 20 (Saturday):
  Banks closed in Sikkim due to the Losoong/Namsoong festival.

• December 21 (Sunday):
  Weekly holiday.

• December 22 (Monday):
  Banks closed again in Sikkim for Losoong/Namsoong celebrations.

• December 24 (Wednesday):
  Banks closed in Nagaland, Meghalaya, and Mizoram on Christmas Eve.

• December 25 (Thursday):
  Christmas Day – Banks closed across India.

• December 26 (Friday):
  Banks closed in Nagaland, Mizoram, and Meghalaya, leading to extended disruption of services in these states.

• December 27 (Saturday):
  Fourth Saturday – Banks closed nationwide.

• December 28 (Sunday):
  Weekly holiday.

• December 30 (Tuesday):
  Banks closed in Meghalaya on the death anniversary of freedom fighter U Kiang Nangbah.

• December 31 (Wednesday):
  Banks closed in Manipur and Mizoram due to New Year’s Eve and the Imoinu Iratpa festival.

What Banking Services Are Still Available?

Even though bank branches are closed today, digital banking services remain operational. Customers can continue to use:

• Internet banking

• Mobile banking apps

• UPI payments

• ATMs for cash withdrawals

• Debit and credit card transactions

However, services like cheque clearance and branch-based customer support may resume only on the next working day.

What Customers Should Do

If you have important banking work such as account updates, cash transactions, or document submissions, it is advisable to check the RBI’s state-wise holiday calendar and plan accordingly. With multiple holidays lined up toward the end of December, especially around Christmas, advance planning can help you avoid last-minute stress.

Bottom Line

Yes, banks are closed today, Saturday, December 13, as it is the second Saturday of the month under RBI norms. With several additional state-specific and national holidays scheduled in December 2025, customers should rely on digital banking where possible and plan branch visits carefully.

Staying updated with the official RBI holiday list can help you manage your finances smoothly, even during a holiday-heavy month like December.