Bank Holiday Today: Banks Closed in Karnataka, Odisha, Chandigarh, and Himachal Pradesh — Know the Reason

If you’re planning to visit your bank today, it’s important to note that banks will remain closed in several states including Karnataka, Odisha, Chandigarh, and Himachal Pradesh. While this holiday does not apply nationwide, all public and private sector banks in these regions will stay closed today, Tuesday, October 7, 2025. However, banks in other states will continue normal operations.

Why Are Banks Closed Today?

The reason behind today’s bank closure is the celebration of Maharishi Valmiki Jayanti and Kumar Purnima, both of which fall on the Purnima (full moon) day of the Hindu month of Ashwin.

Maharishi Valmiki Jayanti marks the birth anniversary of the great sage and poet Maharishi Valmiki, who authored the epic Ramayana. The day is celebrated with reverence across several northern and southern states, with devotees remembering his contributions to Indian literature and spirituality.

Meanwhile, Kumar Purnima is primarily celebrated in Odisha and Bihar. On this day, devotees worship Lord Kartikeya (Kumar) and offer prayers to the full moon. This cultural and religious significance has led to regional bank holidays in these areas.

October 2025: A Month Packed with Bank Holidays

October is shaping up to be one of the busiest months for bank holidays due to multiple festivals across India. The Reserve Bank of India (RBI) has already issued a detailed holiday list for the month under the Negotiable Instruments Act, which varies by state. Here’s a quick overview of the upcoming holidays:

• October 7 (Tuesday): Maharishi Valmiki Jayanti and Kumar Purnima — Banks closed in Karnataka, Odisha, Chandigarh, and Himachal Pradesh.

• October 10 (Friday): Karva Chauth – Banks closed in Himachal Pradesh.

• October 11 (Saturday): Second Saturday – Banks closed nationwide.

• October 12 (Sunday): Weekly holiday.

• October 18 (Saturday): Kati Bihu – Bank holiday in Assam.

• October 19 (Sunday): Sunday holiday.

• October 20 (Monday): Diwali, Naraka Chaturdashi, and Kali Puja – Banks closed in Gujarat, Karnataka, Tamil Nadu, Uttar Pradesh, Delhi, Telangana, Assam, Mizoram, and Andhra Pradesh.

• October 21 (Tuesday): Lakshmi Puja, Govardhan Puja – Holiday in Maharashtra, Madhya Pradesh, Odisha, Sikkim, Manipur, Jammu, and Srinagar.

• October 22 (Wednesday): Diwali and Vikram Samvat New Year – Holiday in Gujarat, Rajasthan, Karnataka, Bihar, and Uttar Pradesh.

• October 23 (Thursday): Bhai Dooj, Chitragupt Jayanti, Ningol Chakouba – Banks closed in multiple states.

• October 25 (Saturday): Fourth Saturday – Banks closed nationwide.

• October 26 (Sunday): Weekly holiday.

• October 27 (Monday): Chhath Puja (Evening Arghya) – Holiday in Bihar, Jharkhand, and West Bengal.

• October 28 (Tuesday): Chhath Puja (Morning Arghya) – Banks closed in Bihar and Jharkhand.

• October 31 (Friday): Sardar Vallabhbhai Patel Jayanti – Bank holiday in Gujarat.

Plan Your Banking Work in Advance

Customers are advised to plan their banking tasks — such as cash withdrawals, cheque deposits, or branch visits — in advance. Due to consecutive holidays during the festive season, banks may remain closed for several days at a stretch.

However, online and digital banking services like UPI, net banking, and mobile apps will continue to operate normally. So, users can still make payments, transfers, or other digital transactions without interruption.

If you’re dependent on offline services, it’s best to complete your financial work early in the week to avoid any delays during the holiday period.

RBI’s Official Bank Holiday Schedule for October 2025

According to the RBI holiday calendar, banks across different regions observe holidays based on local festivals and events. For instance, while states like Gujarat and Maharashtra observe holidays for Diwali and Sardar Patel Jayanti, regions like Assam and Odisha have holidays for Kati Bihu and Kumar Purnima.

This state-wise holiday system ensures that regional festivals are respected, even as banking operations remain functional in other parts of the country.

Bottom Line

While October 7, 2025, marks a bank holiday in Karnataka, Odisha, Chandigarh, and Himachal Pradesh, banks in the rest of the country remain open. As the festive season continues, customers should stay aware of regional holidays and use digital banking platforms to manage urgent financial needs.

By planning ahead, you can ensure that festive breaks don’t interrupt your essential banking activities.