Bank Holiday on December 24: Banks to Remain Closed in Three States, Here’s Why RBI Declared the Holiday

If you are planning to visit your bank on Wednesday, December 24, 2025, it is important to check the holiday schedule in advance. As per the Reserve Bank of India (RBI) holiday calendar, banks will remain closed in three states on this day. While banking services will continue normally in most parts of the country, physical bank branches will not operate in Nagaland, Meghalaya, and Mizoram on December 24.

This holiday has been granted on the occasion of Christmas Eve, which is observed with great enthusiasm in these northeastern states.

Why Are Banks Closed on December 24?

Christmas Eve holds special cultural and religious significance in Nagaland, Meghalaya, and Mizoram, where a large section of the population follows Christianity. In these states, December 24 is observed as a public holiday, marked by church services, prayers, festive decorations, and family gatherings.

Considering the regional importance of the occasion, the RBI has included December 24 as a bank holiday for these three states only. Banks in the rest of India will function as usual on this day.

States Where Banks Will Be Closed on December 24

According to the RBI’s official list:

• Nagaland

• Meghalaya

• Mizoram

In these states, all public and private sector bank branches will remain closed on Wednesday, December 24, 2025.

December 2025: Complete List of Key Bank Holidays

Customers should also note that the last week of December 2025 includes multiple bank holidays in several states. Here is a quick overview of important upcoming closures:

• December 24 (Wednesday):
  Banks closed in Nagaland, Meghalaya, and Mizoram on account of Christmas Eve.

• December 25 (Thursday):
  Christmas Day – Banks closed across all states in India.

• December 26 (Friday):
  Banks closed again in Nagaland, Meghalaya, and Mizoram due to Christmas celebrations.

• December 27 (Saturday):
  Fourth Saturday of the month – Banks closed nationwide.

• December 28 (Sunday):
  Weekly holiday – Banks closed across India.

• December 30 (Tuesday):
  Banks closed in Meghalaya to mark the death anniversary of freedom fighter U Kiang Nangbah.

• December 31 (Wednesday):
  Banks closed in Mizoram and Manipur due to New Year’s Eve and Imoinu Iratpa festival.

Due to this combination of regional and nationwide holidays, some northeastern states will witness multiple consecutive days of bank closures toward the end of the month.

Will Banking Services Be Available During Holidays?

Yes, even if bank branches remain shut, digital banking services will continue without interruption. Customers can still access:

• UPI payments

• Mobile banking apps

• Internet banking services

• ATM withdrawals and deposits

Essential services such as fund transfers, bill payments, balance checks, and online transactions will function normally. However, services that require a branch visit—such as cheque clearance, cash deposits at counters, or document verification—may be delayed.

Plan Your Banking Work in Advance

With several holidays lined up at the end of December, customers are advised to complete important banking tasks in advance, especially if they live in or are traveling to the affected states. This will help avoid last-minute inconvenience, delays in transactions, or issues related to cash withdrawals and documentation.

The RBI regularly updates its holiday list based on national holidays, regional festivals, and state-specific events, so checking the official calendar before visiting a bank branch is always a smart move.

Bottom Line

Banks will remain closed on December 24, 2025, in Nagaland, Meghalaya, and Mizoram due to Christmas Eve celebrations. While branches will operate normally in other states, customers in these regions should plan ahead, especially with several more holidays approaching in the final week of December. Digital banking will remain fully operational, ensuring essential services continue even during branch closures.